PennyFern: Debt & Savings Plan

See your next best money move. Track debt, test scenarios, and make smarter financial decisions with clarity.

Plan your money with a clear timeline.

Track debt payoff, savings, and future goals in one place. See where you are today and how long it takes to reach financial milestones.

KEY FEATURES

• Debt Payoff Tracker
See your remaining balance, timeline, and monthly progress.

• Savings & Goal Planning
Track savings goals and understand how long it takes to reach them.

• What-If Scenarios
Test different amounts and see how they affect your timeline and interest.

• Financial Timeline View
Visualize your progress across months and years.

• Daily Tracking
Log spending, income, and actions to stay consistent.

WHY USERS USE THIS APP

• Understand debt payoff faster
• Stay consistent with savings
• Visualize financial progress
• Make better money decisions

Simple, focused, and easy to use.

SUBSCRIPTION

Pennyfern Premium is available as a yearly subscription.

• Length: 1 year
• Price: $39.99 per year
• Includes a 14-day free trial
• Payment is charged to your Apple ID account at confirmation of purchase
• Subscription automatically renews unless canceled at least 24 hours before the end of the current period
• You can manage and cancel your subscription in your App Store account settings

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://mochikirin.com/privacy.html