Expense Tracker - Pennyken

Better tracking of spend and goal saving

Most budgeting apps tell you where your money went. Pennyken tells you what you can still spend — before you buy, not after.

Open the app and one number greets you: LEFT TO SPEND. Your monthly limit, minus what's already gone, counted down live as you log your day. No spreadsheets, no bank logins, no guilt trips.

STOP OVERSPENDING • Set a monthly spending ceiling and watch it count down in a beautiful ring • A daily pace line ("≈ $31/day to stay on track") keeps you honest mid-month • Log a purchase in seconds — smart suggestions prefill the category and account

CATCH THE LEAKS • Set a limit per category — Groceries, Dining, Transport, anything you like • Pennyken warns you BEFORE a category crosses its limit, not after • See exactly which category is eating your month, at a glance

NEVER MISS A BILL • Track rent, subscriptions, and recurring bills in one place • Get reminded before each one hits, with the amount and due date • Recurring income counts too, so your real spending power is always accurate

TURN WISHES INTO PLANS • Create savings goals with a real target and a real date • Pennyken does the math: "$250/month gets you there by December" • Gentle contribution reminders keep the streak alive — no willpower required

UNDERSTAND YOUR MONTH • Spending by category, income vs. expenses, and budget trends over time • Compare this month to last and see what actually changed

PRIVATE BY DESIGN • No account. No sign-up. No bank connection. • Everything you enter stays on your phone — we couldn't read it if we wanted to • Lock the app with Face ID • Export your data anytime as JSON. It's yours.

Start free and log your first transactions on us. Pennyken Plus unlocks unlimited transaction logging with a subscription (monthly or annual), with a free trial to start. Cancel anytime in your App Store settings — payment is charged to your Apple ID account and renews automatically unless cancelled at least 24 hours before the end of the period.

Privacy Policy: https://sites.google.com/view/pennyken-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your money, finally facing forward. Download Pennyken and know what's safe to spend — today.