Hearth: Couples Budget

Leftover money doesn't reset to zero, it rolls into next month. Shared envelopes, savings goals, and a pace check you'll actually keep. Bank sync optional. Start free.

Finally, a budget you and your partner will both actually use.

Hearth is envelope budgeting built for couples: simple enough that you'll both stick with it. Create shared envelopes for groceries, bills, dining, and savings. Both partners see the same budget in real time, log expenses from either phone, and always know what's left before they spend. Type purchases in yourself, or connect your bank and just approve what comes in.

WHY COUPLES CHOOSE HEARTH

• NEW: Carry forward: unspent money rolls into next month instead of resetting to zero
• NEW: Envelope types: Fixed for steady bills, Variable for everyday spending, Savings with a goal and a date
• NEW: Check-in rhythm: see if you're on pace for the week, the fortnight, or the half month
• NEW: Insights filtered to one partner, not just the household total
• Bank sync (optional): transactions arrive on their own, and nothing touches your budget until you approve it
• Shared envelopes built for two, always in sync
• Real-time expense tracking across both phones
• AI receipt scanning: snap a receipt, skip the typing
• Privacy-first: bank connection is optional, read-only, and powered by Plaid
• Shared payees and recurring bills
• Spending heatmaps, trends, and category insights

Start free with full partner sharing and unlimited transactions. Upgrade to unlock more envelopes when you're ready.

Less money stress. More clarity. Budget together with Hearth.

— Support: support@hearthbudget.com Privacy: hearthbudget.com/privacy

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