Ruply

Your money, beautifully clear. Track every rupee, split bills with friends, and stay ahead of recurring payments — Ruply does the math, accurately, every time.

Ruply is the expense tracker built for how India actually spends.

Track every rupee in seconds. Type it. Speak it. Snap the receipt. Paste a bank SMS. Drop in a PDF statement. No bank linking, no accounts on someone else's server. Everything stays on your iPhone and syncs to your own iCloud.

NEW IN 2.0: LOG BY VOICE

Tap the mic. Talk like you'd tell a friend. "Zomato 500 and Uber 200 for office." Ruply hears amounts, categories, dates, payment methods, even splits with friends. Works in English, Hindi, Hinglish, Marathi, Punjabi, Tamil, Telugu, Bengali, Gujarati, Kannada, Malayalam and Urdu.

ADD EXPENSES, ANY WAY YOU LIKE

• Quick Add: type one sentence, AI does the rest
• Log by Voice: speak in any Indian language
• Camera or Photos: scan paper receipts
• SMS: paste a bank message, Ruply extracts the spend
• Statement Import: drop a PDF, get every transaction

ASK RUPLY ANYTHING

Your spending in plain English. "Where did my food budget go?" "Compare this month vs last." Ruply answers from your real data. No bank linking, no profiling.

SETTLE UP, INSTANTLY

Add splits with friends. Equal, custom, or itemized. Copy a UPI ID, send a payment request, or record a cash settle. Group bills work cleanly. Friends don't need Ruply, share via WhatsApp.

HOUSEHOLD (UP TO 5 MEMBERS)

See your family's spending in one feed. Mirror personal expenses to a shared household, get monthly AI comparisons across members, set per-member privacy. Powered by Apple CloudKit, no separate accounts to manage.

DAILY TOOLS

• Custom categories with emoji
• Recurring expenses and EMI tracking
• Budget envelopes
• Spending map across cities
• Streaks to build the daily habit
• CSV and Google Sheets export
• Weekly auto-backup to your iCloud Drive

PRIVACY FIRST

Your data lives on your iPhone and in your own iCloud. Ruply has no backend that stores your financial data. No ad SDKs. No behavioural profiling. Sign in with Apple. Leave any time with a full export.

RUPLY PLUS

Unlock Log by Voice, Ask Ruply, Statement Import, Custom Categories, Unlimited Envelopes and EMIs, CSV export, and the Household tier. Start with a 7-day free trial on the yearly plans.

INDIE BUILT

Ruply is built by one developer in India. Every line of code, every pixel, yours to push and improve. Tap Send Feedback anywhere in Settings and your message lands in my inbox.