Ruply

Your money, beautifully clear. Track every rupee, split bills with friends, and stay ahead of recurring payments — Ruply does the math, accurately, every time.

Ruply is the expense tracker built for how India actually spends.

Track every rupee in seconds. Type it. Speak it. Snap the receipt. Paste a bank SMS. Drop in a PDF statement. No bank linking — your money data stays on your iPhone and syncs to your own iCloud.

SPLIT BILLS, THE INDIAN WAY

Split with friends — equal, custom, or item by item. Create groups for trips, flatmates, and dinners. Share one link on WhatsApp: your friend taps it and lands straight in the split, even if they install Ruply after. Every split is end-to-end encrypted — not even we can read them. Settle with a UPI copy, a payment request, or record cash.

LOG BY VOICE

Tap the mic. Talk like you'd tell a friend. "Zomato 500 and Uber 200 for office." Ruply hears amounts, categories, dates, payment methods, even splits with friends. Works in English, Hindi, Hinglish, Marathi, Punjabi, Tamil, Telugu, Bengali, Gujarati, Kannada, Malayalam and Urdu.

ADD EXPENSES, ANY WAY YOU LIKE

• Quick Add: type one sentence, AI does the rest
• Log by Voice: speak in any Indian language
• Camera or Photos: scan paper receipts
• SMS: paste a bank message, Ruply extracts the spend
• Statement Import: drop a PDF, get every transaction

ASK RUPLY ANYTHING

Your spending in plain English. "Where did my food budget go?" "Compare this month vs last." Ruply answers from your real data — no bank linking, just what you've tracked. And every month, Your Money Story turns your spending into a narrated recap — where it went, why, and what to do next.

HOUSEHOLD (UP TO 5 MEMBERS)

See your family's spending in one feed. Mirror personal expenses to a shared household, get monthly AI comparisons across members, set per-member privacy. Powered by Apple CloudKit, no separate accounts to manage.

DAILY TOOLS

• Custom categories with emoji
• Recurring expenses and EMI tracking
• Budget envelopes
• Spending map across cities
• Streaks to build the daily habit
• CSV and Google Sheets export
• Weekly auto-backup to your iCloud Drive

PRIVACY FIRST

Your money data lives on your iPhone and in your own iCloud — Ruply has no backend that stores your finances. Sign in with Apple creates only a lightweight account for identity. Splits travel end-to-end encrypted. Privacy-first analytics help us improve the app — no ad SDKs, no cross-app tracking, and we never sell your data. Leave any time with a full export. Full details: ruply.in/privacy

RUPLY PLUS

Unlock Log by Voice, Ask Ruply, Money Story, Receipt Scanning, Statement Import, Custom Categories, Unlimited Envelopes and EMIs, CSV export, and the Household tier. Try the AI features free first — then start a 7-day free trial on the yearly plans.

INDIE BUILT

Ruply is built by one developer in India. Every line of code, every pixel, yours to push and improve. Tell me what to build next at ruply.in/feedback — I read every single message.