Rilio - Smart Expense Tracker

New: Safe-to-Spend shows exactly what you can spend today. Track refunds, forecast your cash flow, and get bill reminders before they're due.

Stop wondering where your money went.

Rilio is the expense tracker that thinks for you. AI automatically categorises every purchase the moment you log it. No bank logins. No spreadsheets. Just clear answers about where your money is going.

Full access to Rilio requires an active subscription. All features are available at subscription pricing, shown at app launch.

LOG YOUR WAY 5 WAYS TO ADD A TRANSACTION

Type it — "Spent 230 at Starbucks" and Rilio fills in the rest Say it — tap the mic, speak naturally, done hands-free in seconds Paste it — copy a bank SMS, and Rilio parses the amount, merchant, and account instantly Share it — forward any transaction SMS from your phone directly into Rilio Bulk import — paste multiple bank messages at once and import them all in one tap

Every method auto-fills the merchant, amount, category, and payment method. You review, confirm, and move on.

WHAT YOU GET

AI auto-categorisation — type a merchant name, Rilio assigns the right category instantly Real-time budgets — set monthly limits per category and track live progress Deep analytics — top merchants, spending trends, weekday patterns, custom date ranges 165+ currencies — switch anytime, from INR to USD to AED to NGN and beyond AI Insights — plain-language summaries that explain your spending patterns every day

HOW IT WORKS

• Log a transaction in under 5 seconds: merchant, amount, done • AI categorises automatically — Swiggy becomes Food Delivery, Blinkit becomes Grocery Delivery • Set monthly budget limits per category — watch a live progress bar as you spend • Open Analytics for your 15-day or 30-day breakdown: categories, merchants, and trends • Track payment methods — know exactly which card or account each expense came from

59 CATEGORIES. EVERY KIND OF SPENDING.

From Groceries to Gaming, Salary to Dividends, Rent to Healthcare, every transaction type is covered. Cash, credit, debit, or digital wallet.

YOUR PRIVACY, PROTECTED

Rilio never connects to your bank. No screen scraping. No credentials. AI categorisation uses only anonymised merchant names; your amounts and personal details stay private.

SUBSCRIPTION REQUIRED

All features in Rilio are available with a subscription. Subscription options and pricing are displayed when you first open the app. Payment is charged to your Apple ID account at confirmation. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings.

Privacy Policy: https://getrilio.com/privacy Terms of Use (EULA): https://getrilio.com/terms