Money Manager & Budget Planner
Track spending without lifting a finger. Bank SMS, Apple Pay, voice and receipts log themselves. No bank login, no data sold, private by design. Free to start.
Most money apps make you do the work. Pockito does it for you.
When your bank texts you a transaction, Pockito reads it and logs the expense. Tap Apple Pay at the register and it lands in the right category on its own. Say "spent eighty on groceries" and it's in your history before you reach the car. You stay on top of your money without really opening the app.
SIX WAYS TO TRACK, PICK WHAT FITS
• Bank SMS: your bank texts, Pockito records it. Works with 50+ US banks and credit unions.
• Apple Pay: every contactless payment captured the second you pay.
• Voice: say "45 at Trader Joe's" the way you'd tell a friend.
• Receipt scan: photograph a receipt and the amount, store and date fill themselves in.
• Manual: three taps when you'd rather enter it yourself.
• Import and export: move your full history to a new iPhone in seconds.
AN AI THAT TAKES ACTION
Type or say what you want and Pockito does it:
• "Keep dining under $200 this month" sets the budget instantly.
• "Add Netflix, $15.99 monthly" tracks it from here on.
• "How much went to Uber last week?" answers in a second.
• "Am I on pace for my $2,000 savings goal?" gives you a straight answer and a plan.
BUDGETS THAT WARN YOU EARLY
• Live alerts like "Dining: $47 left, 9 days to go."
• A daily number so you know what's safe to spend today.
• Bill reminders so nothing slips past: "Netflix Tuesday, gym Friday."
• Honest predictions: "At this pace you'll go about $90 over on groceries."
INSIGHTS YOU'LL ACTUALLY READ
• Every purchase sorted by category and shown clearly.
• Unusual spending flagged: "Food delivery is triple your usual this week."
• Month-to-month trends so you can see if things are improving.
• A plain-English recap of where your money went.
NOTIFICATIONS THAT HELP, NOT NAG
• Morning: "You have $180 to spend this week."
• Heads-up: "You're at 90% of your restaurant budget."
• Goal: "Just $230 left on your vacation fund."
• Weekly: your top three categories and one thing to try.
YOUR DATA STAYS YOURS
Account Mode signs you in once and syncs across your Apple devices, so a new iPhone restores everything. Prefer to keep it local? Incognito Mode uses no account and no cloud, with everything encrypted on your device behind Face ID. No bank login, no credit card, and your data is never sold.
EVERYTHING ELSE IN ONE PLACE
• Unlimited accounts for cash, cards, checking and savings
• Multi-currency with live rates for travel
• Recurring payments you add once
• Fast search and filters
• CSV and PDF export whenever you want it
WIDGETS AND SIRI
Check your budget from the Home Screen, Lock Screen or Control Center, and track a purchase in one tap. Or just say "Hey Siri, log an expense in Pockito."
POCKITO PRO
Full automation with bank SMS and Apple Pay, unlimited AI, voice and receipt scanning, unlimited categories and budgets, complete history, smart notifications, widgets, Siri, and sharing for up to 5 family members.
Free plan: manual tracking, 5 categories, 1 budget, 30 days of history, 10 voice entries and 10 receipt scans a month, plus 5 SMS and Apple Pay captures to try automation.
Questions? support@pockitoai.app
Privacy: https://pockitoai.app/privacy
Terms: https://pockitoai.app/terms
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