Pockito - AI Expense Tracker

Track spending without lifting a finger. Bank texts, Apple Pay, voice and receipts log themselves. No bank login, no data sold, private by design. Free to start.

Most money apps make you do the work. Pockito does it for you.

When your bank texts you a transaction, Pockito reads it and logs the spend. Tap Apple Pay at the till and it lands in the right category on its own. Say "spent eighty on the food shop" and it's in your history before you've left. You stay on top of your money without really opening the app.

SIX WAYS TO TRACK, PICK WHAT FITS

• Bank SMS: your bank texts, Pockito records it. Works with major UK banks including Barclays, NatWest, HSBC, Lloyds, Monzo and Revolut. • Apple Pay: every contactless payment captured the second you pay. • Voice: say "12 quid at Pret" the way you'd tell a mate. • Receipt scan: photograph a receipt and the amount, shop and date fill themselves in. • Manual: three taps when you'd rather enter it yourself. • Import and export: move your full history to a new iPhone in seconds.

AN AI THAT TAKES ACTION

Type or say what you want and Pockito does it: • "Keep dining under £200 this month" sets the budget instantly. • "Add Netflix, £10.99 monthly" tracks it from here on. • "How much went on takeaways last week?" answers in a second. • "Am I on pace for my £2,000 savings goal?" gives you a straight answer and a plan.

BUDGETS THAT WARN YOU EARLY

• Live alerts like "Dining: £47 left, 9 days to go." • A daily number so you know what's safe to spend today. • Bill reminders so nothing slips past: "Netflix Tuesday, gym Friday." • Honest predictions: "At this pace you'll go about £90 over on the food shop."

INSIGHTS YOU'LL ACTUALLY READ

• Every purchase sorted by category and shown clearly. • Unusual spending flagged: "Takeaways are triple your usual this week." • Month-to-month trends so you can see if things are improving. • A plain-English recap of where your money went.

NOTIFICATIONS THAT HELP, NOT NAG

• Morning: "You have £180 to spend this week." • Heads-up: "You're at 90% of your restaurant budget." • Goal: "Just £230 left on your holiday fund." • Weekly: your top three categories and one thing to try.

YOUR DATA STAYS YOURS

Account Mode signs you in once and syncs across your Apple devices, so a new iPhone restores everything. Prefer to keep it local? Incognito Mode uses no account and no cloud, with everything encrypted on your device behind Face ID. No bank login, no card details, and your data is never sold.

EVERYTHING ELSE IN ONE PLACE

• Unlimited accounts for cash, cards, current and savings • Multi-currency with live rates for travel • Recurring payments you add once • Fast search and filters • CSV and PDF export whenever you want it

WIDGETS AND SIRI

Check your budget from the Home Screen, Lock Screen or Control Centre, and track a purchase in one tap. Or just say "Hey Siri, log an expense in Pockito."

POCKITO PRO

Full automation with bank SMS and Apple Pay, unlimited AI, voice and receipt scanning, unlimited categories and budgets, complete history, smart notifications, widgets, Siri, and sharing for up to 5 family members.

Free plan: manual tracking, 5 categories, 1 budget, 30 days of history, 10 voice entries and 10 receipt scans a month, plus 5 SMS and Apple Pay captures to try automation.

Questions? support@pockitoai.app Privacy: https://pockitoai.app/privacy Terms: https://pockitoai.app/terms