Pockito - AI Expense Tracker

NEW: 18 widgets + Siri. Join 10,000+ users who track spending automatically with AI, bank SMS & voice. No bank login. No data sold. 100% private. Try free.

Your bank sent an SMS — Pockito logged it. You tapped Apple Pay at the store — already categorized. At dinner you said "spent eighty on food" — it's in your history. You never opened the app. That's 6 ways to track spending on autopilot: bank SMS, Apple Pay, voice, receipts, manual, and import. Pockito's AI doesn't just show charts — it creates budgets, predicts overspending, and coaches you daily.

YOUR AI ACTS — NOT JUST ANSWERS

Say or type anything and Pockito executes it: • "Cap dining at $200 this month" → budget created instantly • "Add Netflix $15.99 every month" → recurring expense tracked forever • "How much on Uber last week?" → exact breakdown in seconds • "Am I on track for my $2,000 savings goal?" → honest analysis + action plan

Pockito: your personal finance assistant. Auto-tracks bank SMS & Apple Pay, controlled by voice or text.

6 WAYS TO TRACK — THE MOST FLEXIBLE APP

• Bank SMS — Your bank texts, Pockito logs. Works with 50+ banks and credit unions. • Apple Pay — Every contactless payment captured before your iPhone hits your pocket. • Voice — Say "spent 45 at Trader Joe's" naturally. Done. • Receipt Scanner — Snap a photo. Amount, merchant, and date extracted instantly. • Manual — 3 taps when you want full control. • Import & Export — Move your complete history between devices in seconds.

18 WIDGETS + SIRI — FINANCES AT A GLANCE

• 9 Home Screen — Budget, Daily Budget, Categories, Bills, Trends, Transactions, Health Score, Savings Goal, Quick Actions. • 6 Lock Screen — Today's spending, next bill, budget gauge + one-tap track, voice, or scan. • 3 Control Center — Track, dictate, or scan without opening the app. • Interactive — Mark bills paid, switch charts, delete transactions right from Home Screen. • "Hey Siri, log expense in Pockito" — Hands-free tracking from anywhere.

BUDGETS THAT PROTECT YOU — NOT JUST REPORT THE DAMAGE

• Real-time alerts — "Dining: $47 left. 80% used with 9 days to go." • Daily allowance — Know exactly what you can spend today without breaking your monthly plan. • Bill reminders — "Netflix $15.99 Tuesday. Gym $45 Friday." Zero missed payments. • AI predictions — "At this pace, you'll overspend groceries by ~$90 this month."

INSIGHTS THAT TELL YOUR COMPLETE FINANCIAL STORY

• Category breakdown — Every dollar classified and clearly visualized. • Anomaly detection — "You spent 3× your normal on food delivery this week." • Month-over-month trends — Are your habits actually improving? • AI spending recap — Plain-language summary of where your money went and what to change.

NOTIFICATIONS THAT COACH — NOT SPAM

• Morning: "Good morning. You have $180 of spending room this week." • Alert: "Heads up — you've hit 90% of your restaurant budget." • Goal: "Only $230 to go on your vacation fund. Great pace." • Weekly: Your top 3 categories + one specific, actionable tip.

100% PRIVATE — YOUR DATA STAYS YOURS

Account Mode: Sign in once, sync across every Apple device. Switch iPhones — full history restores instantly.

Privacy Mode: No account. No cloud. All data encrypted on-device, protected by Face ID or Touch ID. Export and import anytime.

No bank login required. No credit card needed. Your data is never sold.

EVERYTHING IN ONE PLACE

• Unlimited accounts — Cash, cards, checking, savings, wallets • Multi-currency — Live rates for travel • Recurring payments — Add once, tracked forever • Search & filters — Find any purchase instantly • CSV & PDF export — Your data, downloadable anytime

POCKITO PRO — FULL AUTOMATION

SMS · Apple Pay · Unlimited AI · Voice & receipt scanning · Unlimited categories, budgets, accounts · History · Smart notifications · Widgets · Siri · Family 5 members

Free plan: manual, 5 categories, 1 budget, 30 days, 10 voice/month, 10 scans/month, 5 SMS & Apple Pay captures.

Take control of your money — not just track it.

Questions? support@pockitoai.app Privacy: https://pockitoai.app/privacy | Terms: https://pockitoai.app/terms