Zakat Money Plus

Zakat Money Plus is a private, manual money journal that helps you understand spending through context—how you feel, what habits you keep, and what your time is worth. Log income and expenses with categories, notes, and optional mood tags, then explore insights that connect emotions to purchases and show patterns by day and category. Turn consistency into progress with “Money Rituals” streaks that are verified by your real entries (not just a checkbox), and see the “Time is Money” view that converts purchases into hours of work based on your salary to reframe decisions. Stay ahead of recurring costs with a Bills & Subscriptions planner and calendar-style due dates, track who owes whom with a simple Debt Tracker and ready-to-send reminder text, and review clear analytics like category breakdowns and monthly trends. Everything is entered by you—Zakat Money Plus doesn’t connect to bank accounts, doesn’t initiate payments, and isn’t financial advice.