Budget & Zakat Calculator
Take Control of Your Finances Simply and Privately
PennyWise is your complete personal finance and Islamic money management app designed for speed simplicity and privacy. Track expenses manage budgets and calculate Zakat in seconds not minutes.
SMART TRANSACTION TRACKING
Add transactions in just 2 taps with quick amount buttons. Smart description automatically uses category if you do not enter details. Quick amount buttons for common expenses. Auto categorization powered by machine learning. Date defaults to today for faster entry. Import transactions from SMS or CSV files.
COMPREHENSIVE ZAKAT MANAGEMENT
Calculate and track your Zakat obligations with confidence. Real time gold price updates for accurate Nisab calculations. Automatic Hawl period tracking based on Hijri calendar. Support for multiple asset types including cash gold silver investments and business inventory. Built in Islamic guidance and educational content. Payment history and reminder notifications. Learn Zakat principles with our interactive bilingual onboarding.
EASY BUDGET PLANNING
Create monthly budgets for different spending categories. Track your progress with visual indicators. Get alerts when approaching budget limits. Set savings goals and monitor achievement. Family budget management with category breakdowns.
BEAUTIFUL ANALYTICS
View your income and expenses with interactive charts. Monthly and yearly spending trends. Category wise breakdown of expenses. Balance tracking with real time updates. Export detailed reports to CSV for analysis.
PRIVACY FIRST DESIGN
100 percent local storage means your data never leaves your device. No account required and no sign up needed. No tracking no ads and no data collection. Complete control over your financial information. Optional CSV import and export for backups.
ISLAMIC FINANCE FEATURES
Interactive Zakat onboarding in English and Arabic. Nisab threshold calculator with real time gold prices. Hawl period tracking for each asset individually. Combined wealth calculation at 2.5 percent. Built in help system explaining Islamic concepts. Supports Hijri calendar dates. Right to left layout for Arabic speakers.
MODERN INTERFACE
Clean liquid glass design with smooth animations. Haptic feedback for better user experience. Dark mode support for comfortable viewing. Distraction free interface focused on what matters. Designed for iOS with native feel throughout.
SMART FEATURES
Automatic transaction categorization using machine learning. Quick category selection with visual icons. SMS import for automatic bank transaction detection. CSV import for migrating from other apps. Balance tracking showing income versus expenses. Transaction history with powerful search. Multiple currency support with exchange rates.
PERFECT FOR
Daily expense tracking and budget monitoring. Cash flow awareness and financial planning. Zakat calculation and Islamic finance management. Family budget coordination. Anyone who values privacy and simplicity. Muslims seeking halal money management tools.
WHY CHOOSE PENNYWISE
Most finance apps are complicated require subscriptions or share your data. PennyWise is different.
Simple: No learning curve start tracking in seconds. Fast: Optimized for quick daily entry. Private: Your data stays on your device. Focused: Does one thing exceptionally well. Islamic: Comprehensive Zakat management with guidance. Bilingual: Full support for English and Arabic.
START TODAY
Download PennyWise and take control of your finances with confidence. Whether you are tracking daily expenses planning budgets or calculating Zakat PennyWise provides the tools you need with the privacy you deserve.
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