Money Mood: Spending Tracker

Money Mood is a personal money tracker built around the amount you can use right now and the payday ahead.

Start in the way that fits you:

• Set your salary and payday for a recurring monthly money cycle.
• Start with your current balance and add income when payday arrives.
• Optionally confirm recurring income before it changes your balance.

Keep everyday money management quick:

• Add expenses and income in a few taps.
• Check how a purchase affects the rest of the current money cycle before logging it.
• Review a visual weekly spending story.
• Spot likely upcoming subscriptions from repeated monthly charges.
• Protect money for fixed, variable, or mixed recurring bills before Safe/day is calculated.
• Add a cushion to variable costs such as electricity and water, then resolve a due bill with its actual amount or let matching transactions reconcile it.
• Turn on due-date reminders for Bills Ahead; a resolved monthly bill releases its reserve and returns automatically next month.
• Unlock richer insights naturally as you record transactions and return on new days.
• Hide any unlocked insight from the dashboard whenever you want.
• Optionally track borrowed cash with a repayment date, payday, or month-end schedule.
• Keep outstanding borrowed cash reserved from Safe/day until it is marked repaid.
• Enter large currency amounts faster with contextual zero shortcuts.
• Create up to three wallets, each with its own default logging currency.
• Log foreign-currency transactions with latest or manual exchange rates while keeping summaries in the base currency.
• Switch the app language between system default, English, Vietnamese, and Burmese.
• See your available money and recent activity at a glance.
• Keep frequently used Quick Add categories visible and open the full category list only when needed.
• Organize transactions with main categories, optional subcategories, and your own custom labels.
• Create, edit, reorder, and delete labels from your profile.
• Create custom subcategories under each main category.
• Search, filter, summarize, paginate, and export transaction history from Activity.
• Keep all app data stored locally on your device.

No account is required.