Arcane: Build Credit. Quick.

Build credit fast by reporting rent, utility & phone payments. Add up to 24 months of payment history to boost your score even faster.

Turn your rent and bills into credit — no credit check required.

According to VantageScore, adding rental data to an established credit file can increase your score by up to 150 points.

Arcane Credit helps you build credit by reporting your on-time rent and bill payments directly to the credit bureaus—transforming everyday expenses into a powerful credit-building tool.

Getting started is simple. Securely connect your bank account through Plaid, and we’ll automatically detect eligible rent and bill payments using advanced data enrichment technology. No paperwork, no landlord verification, and no hard credit check.

Want to accelerate your progress?

With Score Boost, you can add up to 24 months of past payment history to your credit profile for a one-time fee of $39.99—instantly strengthening your credit file with up to 2 years of positive history.

Simple, transparent pricing:

• $3.99/month (billed annually, all features included) • $5.99/month (billed monthly, all features included)

Download Arcane Credit and start building your credit today.

Disclaimer: Arcane Credit does not guarantee any increase in your credit score. Results may vary based on your overall credit profile and activity with other creditors. Arcane Credit does not remove accurate negative information from credit reports. VantageScore is not used by all lenders. Arcane Credit is not a lender, credit repair organization, or bank.

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