Arro: Build & Grow Credit

Name: Arro: Build & Grow Credit
Rating: 4.6 (1674 reviews)
Author: ArroFi Inc.

By: ArroFi Inc.

Cash Back Credit Builder Card

Features & Capabilities

Arro is a credit builder app and Mastercard that helps you grow your credit score while earning 1% cash back on gas and groceries. Start with a no-deposit up to $300 credit limit and access a real Mastercard instantly with a virtual Arro Card, with reports to all three major bureaus (TransUnion, Experian, and Equifax). An AI financial coach named Artie provides personalized guidance, real-time answers, and tailored education to speed up your credit growth. Track your score in real time, receive improvement recommendations, and unlock higher credit lines up to $2,500 with responsible use. Arro combines education, rewards, and AI coaching to help beginners and rebuilding borrowers build credit faster and smarter.

User Growth & Download Statistics

App AI GenAI Education Payments Privacy & Security

By:

ArroFi Inc.

Rating:

4.60

(1,674)

Version:

1.24.0 Last updated: 2026-06-27

Version code:

887507529

Creation date:

2023-06-02

Compatible devices:

Size:

149.26MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-28

Compare stats and ranking:

Ranking

# 46,576 ▼ 159

Other platforms

Arro: Credit Card & Cash Back (v1.24.0)

267,484 3.60

(1,618)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

ArroFi Inc.

Apple Apps Store

https://apps.apple.com/us/app/arro-build-grow-credit/id6449683788

Website:

https://www.arrofinance.com

User Reviews

Users praise Arro for helping build credit and offering educational tools, with examples of score improvements. However, reviews repeatedly note app instability, identity/bank verification problems, and cards being locked, which disrupt usage. Customer support is commonly limited to email and can be slow, and several users report confusing or unexpected fees. Overall, Arro shows potential for education and credit growth but struggles with reliability and support.

Pros

Helps build or rebuild credit with potential credit line increases over time.
Educational features and reminders help users learn credit management.
Can improve credit scores (e.g., some users report scores rising from the 584s to 707).
Responsive live support to unlock a card when it’s accidentally locked.

Cons

Frequent app crashes and unstable performance hindering use.
Card can be locked or deemed risky, making it unusable and hard to access funds.
Identity verification and bank-linking often fail or are unclear about requirements.
Limited customer support options (no live phone support; mostly email) and slow responses.
Billing concerns including monthly subscription fees and unexpected or incorrect charges.

Recent reviews

Don’t do any business with arro they are racist and very discriminatory

by af*****, 2026-06-04

I’ve been trying to close my account since February. They told me the account would be closed once my balance was paid. I paid the balance and the account was not closed. They just sent me a bill for new membership charges. DO NOT USE THIS COMPANY!

by Pr*****, 2026-06-04

I got my Arro card a year ago, and I enjoyed the perks of getting gradual increases while learning about credit. I followed all the steps and was making regular progress. Then I started noticing that it was taking longer And longer for them to process my payment. The perks started going away and it was like it was a totally different card than what I had signed up for. It started denying charges when I had plenty of credit available. Then at my year mark, I was hit with an annual fee of $36 which was problematic because they had taken away all of the benefits of this card. They do not have real customer service agent that you can speak to on the phone. And when you do, email them for Support, You get an AI generated response. Do not fall victim to this card like I did. It’s not worth it. I’m stuck with a card that they’re refusing to close because I can’t actually talk to a human being.