Self – Credit Builder & Cash Apple

Self – Credit Builder & Cash

Build credit or get cash now.

Features & Capabilities

Self is an all-in-one financial app that helps you build credit, grow savings, and access cash when you need it. It combines a secured Visa card, rent reporting to all three bureaus, and Self Cash for cash advances, all with no hard pull in many cases.

With plans starting at $25/month, Self boosts your financial wellness—average credit score increases around 47 points—and provides tools like credit monitoring and transparent reporting on TransUnion, Equifax, and Experian. All credit scores are welcome.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Self Lender, Inc.
Apple Apps Store
https://apps.apple.com/us/app/self-credit-builder-cash/id1364215562
Website:
https://www.self.inc

User Reviews

Many reviews praise Self as a valuable credit-building tool that combines a secured card with a credit-builder program and can help users with poor credit when used carefully. However, widespread complaints center on app instability and login issues, ongoing charges and cancellation difficulties, and negative or inaccurate reporting that can hurt scores. Customer support is often cited as slow or unhelpful, and several reviews raise concerns about terms and possible scam-like practices. Overall, reliability, transparency, and reporting accuracy drive the appraisal.
Pros
  • Credit-building tool that reports to major credit bureaus (helps establish or improve credit score)
  • Secured credit card and a credit-builder program offered in one all-in-one product
  • Potentially beneficial for users with poor credit when used responsibly (positive outcomes reported by some users)
  • Some users express clear value and satisfaction with the app as a credit-building option
Cons
  • Frequent app crashes and login instability (app closes on its own, login errors)
  • Recurring charges and difficulty canceling; unclear or harsh fee structure
  • Negative or inaccurate credit reporting (late payments or closed accounts reported) harming scores
  • Poor customer support and difficulty getting timely help (hard to reach agents, long waits)
  • Perceived misleading terms or scam-like concerns (claims of hidden costs or unfair practices)
Recent reviews
Self has intentionally blocked users from accessing their accounts through their browser just so the company can force you to download the app for more privacy invasion. Will close out my accounts and take my business to a competitor. Joke
by Mc*****, 2026-05-24

If you are late on a payment they will not give you another cash advance just a heads up. Ridiculous i was just few days late.
by 12*****, 2026-05-24

This is the most ridiculous business I’ve ever dealt with. They will go out of their way to report negatively and give no opportunity to repair the issue except for opening yet another fake loan with them. Horrible customer service and honestly feels like a scam in my opinion.
by Ha*****, 2026-05-23
View all user reviews ›

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