Netti

Netti – The UK Take-Home Pay Calculator

Understand your real UK salary take-home pay in seconds. Enter your salary and instantly see your net pay after tax, National Insurance, pension contributions and student loans.

Built for UK PAYE employees, Netti gives you a fast, clear estimate of your net income across yearly, monthly, weekly and daily views.

No spreadsheets. No complicated payroll tools. Just clarity.

What you can do with Netti:

• Calculate take-home pay instantly • Enter custom tax codes • Switch between England/Wales/NI and Scotland • Model pension contributions (salary sacrifice or relief at source) • Select the correct student loan plan • View a full breakdown of tax, National Insurance and deductions

All calculations are based on HMRC published tax rates and thresholds for the 2026–27 tax year.

Results are calculated locally on your device. Netti does not connect to HMRC or access payroll systems.

Designed for clarity

Netti is built for employees who want to:

• Understand a job offer • See the impact of pension contributions • Check the effect of student loan repayments • Get a quick and reliable PAYE estimate

Clear breakdowns. Simple inputs. Instant answers.

Important

Netti provides annualised estimates for guidance only. Actual payslips may vary depending on cumulative PAYE, tax code changes or employer payroll processes.