Take Home Pay UK 2026/27

2026/27 UK salary and take-home estimates for PAYE, NI, Scottish rates, tax codes, salary sacrifice, student loans, bonus and dividend planning.

Take Home Pay UK helps you quickly estimate what you actually keep from your salary.

Enter your annual pay and instantly see your take-home across yearly, monthly, weekly, daily and hourly views.

Use it to:

• estimate UK take-home pay for the 2026/27 tax year
• break down Income Tax, National Insurance, pension and student loan deductions
• compare standard pension vs salary sacrifice
• switch Scottish tax on when relevant
• plan a pay rise and see what extra pay you really keep each month
• calculate dividend tax on company income

Built for fast answers, job offer checks and pay-rise decisions. Calculations run locally on your device.

Premium:

• removes ads
• unlocks the Pay Rise Planner permanently
• one-time purchase, no subscription

Important: This app provides estimates for informational purposes only and is not financial or tax advice. Always verify final figures against HMRC guidance, payroll information and your official payslip.