Income Tax Calculator UK

Calculate your 2025/26 UK income tax, National Insurance, pension deductions and take-home pay in seconds. Includes Scottish tax bands and student loans.

Calculate Your UK Take-Home Pay in Seconds

Income Tax Calculator UK makes it simple to estimate your net salary for the 2025/26 tax year. Whether you're employed or self-employed, get a clear, accurate breakdown of income tax, National Insurance, pension contributions and student loan repayments — all in one place.

Built using publicly available rates from gov.uk.

Employed Calculator

Quickly estimate PAYE deductions:

• Enter salary annually, monthly, or weekly • Choose tax region: England, Wales, Northern Ireland or Scotland • Automatic PAYE income tax calculation • National Insurance contributions • Pension contributions (salary sacrifice or relief at source) • Student Loan Plans 1–5 • Marriage Allowance and Blind Person’s Allowance • Personal Allowance taper for incomes above £100,000

Instant results update as you adjust your figures.

Self-Employed Calculator

Designed for sole traders and freelancers:

• Enter revenue and allowable expenses • Automatic Class 2 and Class 4 National Insurance • Income tax by UK region • Student loan repayments • Pension contribution support

Clear breakdown of tax liability and estimated take-home income.

Detailed Results

Understand exactly where your money goes:

• Annual, monthly and weekly net income • Full deduction breakdown • Effective and marginal tax rates • Switch between yearly, monthly or weekly views • Share results instantly

Everything is presented in a clean, easy-to-read format.

Built-In Tax Guides

Includes 11 plain-English guides explaining:

• How UK income tax works • The £100k Personal Allowance taper • The 60% effective tax band • Pension tax relief • Marriage Allowance • Student loan repayment thresholds • And more

Designed to help you understand your payslip — not just calculate it.

Premium Features (One-Time Purchase)

Unlock advanced tools:

• Edit tax bands, thresholds and rates • Save unlimited calculations • Compare two scenarios side by side • Plan salary changes or pension adjustments

No subscriptions.

Important Information

This app provides estimates based on publicly available 2025/26 UK tax rates. It is not affiliated with HMRC and does not provide financial or tax advice.