Bread: Money, Crypto & Rewards

Earn up to 11% APY on your cash, backed by Bitcoin. Send to any bank, wallet, or country. AI agents handle spending for you.

Send to any wallet. Any chain. Anywhere on Earth. Hold cash earning up to 11% APY, paid in Bitcoin. The renaissance of money is here. Welcome to Bread.

SEND ANYWHERE Pay anyone, anywhere, for anything. Tap to pay merchants. Send money to any one in any country, in seconds. Send to any crypto wallet on any chain, Bitcoin, Ethereum, Solana, USDC, Lightning, and let Bread handle the rails. One app. One balance. Every destination.

EARN BITCOIN Hold your cash and earn up to 11% APY in rewards, paid in Bitcoin. No lock-ups. Real rewards on the dollars you already have, every single day. Buy Bitcoin. All in one wallet.

MEET YOUR AI AGENTS A personal AI that handles the small money decisions you'd rather not think about. Paying bills. Ordering groceries. Sending gifts. Optimizing yield. Watching for what matters. Always on. Always your call.

ON YOUR TERMS You set the rules. The AI Agents works inside them. Spending limits, permissions, every action visible. Pause it any time.

WHY BREAD

• Send to any bank (soon), deposit from Apple Pay, Cash App, or and crypto wallet
• Up to 11% APY on cash, paid in Bitcoin
• Bitcoin, and cash, all in one wallet
• Personal AI Agents that handle tasks for you
• Beautiful design

Built for everyone, from your first dollar to your first Bitcoin. Bread is the first bank built on Bitcoin. The renaissance of money is here. The future of money is yours.