Dawn - A fresh start for money

Send dollars and bitcoin globally, earn yield on dollars, hold tokenized equities, and pair a hardware wallet for sovereign self-custody — all in one app.

Dawn is a money app for the open internet. Your @username is your account: send dollars and bitcoin anywhere in seconds, save stablecoins to earn yield, hold tokenized equities, and pair a Ledger for sovereign self-custody.

Money still moves the way it did fifty years ago: slow, expensive across borders, and gated by whichever bank holds your account. Dawn replaces that plumbing with onchain rails — one identity, instant transfers, no intermediaries.

SEND AND RECEIVE • Send dollars (USDC, USDT) and bitcoin to anyone by their @username — no addresses to copy • Or paste a wallet address; Dawn picks the right network for you • Receive USDC from Ethereum, Base, or Arbitrum into a single Solana account • Solana transactions are sponsored — you never need to hold SOL just to send

SAVE Move idle USDC or USDT into a savings wallet to earn variable yield. Set a goal — emergency fund, vacation, downpayment — and watch progress on one screen. No lockups; withdraw any time.

INVEST Get exposure to tokenized equities tied to companies like Apple, Microsoft, NVIDIA, Amazon, Google, and Meta. Buy and sell with USDC; settle in seconds.

SOVEREIGN SELF-CUSTODY Pair a Bluetooth Ledger to keep long-term holdings on a hardware wallet you fully control. Every send is signed physically on the device. The rest of the app stays exactly the same — same screens, same feel.

TOP UP Add money with Apple Pay, card, or UPI (India). Funds land in your account within minutes.

SIGN IN WITH A PASSKEY No password. No seed phrase to lose. Sign in with Apple, Google, email, or a synced passkey across your devices.

Dawn is in early access. We ship constantly — tell us what to build next from inside the app.