UR: Your Go-To Unified Account

Off-ramp crypto, send money globally, manage your funds — all in one app. Built on Swiss fintech infrastructure with seamless crypto-to-fiat transfers.

UR makes stablecoins and fiat easier to use across borders. With one secure UR account, the UR app gives you a simpler way to hold funds, convert when needed, receive money, send payments and spend globally with your UR card.

Built for real-world use, UR brings these essentials together in one place. Whether you are moving from stablecoin to bank, paying online or managing funds across borders, it gives you a more flexible way to use your money.

Pay and spend with your card Instantly activate a virtual card and connect to Apple Pay, Google Pay, Samsung Pay, Alipay or WeChat Pay. Use your Mastercard debit card for everyday spending worldwide, online, in-store or across borders.

Hold, convert and manage funds in one place Use UR as your stablecoin and digital assets wallet and multicurrency account for holding stablecoins and fiat together. Convert supported assets in just a few taps, including USDC to fiat, without switching between multiple platforms.

Receive and send funds with ease Receive funds through a named virtual IBAN linked to your account, and send or receive fiat via SEPA, SIC or SWIFT.

Built for cross-border use UR is designed for everyday payments, transfers and spending across borders, with regulated infrastructure and streamlined identity verification (KYC) built in. For builders, UR can be integrated into your product to support onboarding, payments and money movement, while UR handles the account setup behind the scenes.

Disclaimer: Features are subject to KYC and regional availability. Check out the full list of supported countries and services.