RentBuy.org

Rent vs Buy Calculator helps you make one of life's biggest financial decisions with confidence.

COMPREHENSIVE ANALYSIS • 30-year side-by-side comparison of renting vs buying • Track home equity growth vs investment portfolio • See exactly when buying becomes more advantageous

DETAILED COST BREAKDOWN • Monthly mortgage payments (principal & interest) • Property taxes, insurance, and maintenance • HOA fees and closing costs • Rent increases over time

TAX BENEFITS CALCULATED • Mortgage interest deduction • Property tax deduction • Compare itemized vs standard deduction • See actual tax savings year by year

INVESTMENT COMPARISON • Model your investment returns as a renter • See how your down payment could grow invested instead • Compare final net worth for both scenarios

FLEXIBLE INPUTS • Adjust home price, down payment, and mortgage rate • Set appreciation rates and rent increases • Model different tax situations • Interest-only mortgage options

VISUAL CHARTS • Net worth comparison over time • Monthly cost breakdown • Equity vs investment growth

Make smarter housing decisions with real numbers. Whether you're a first-time buyer or considering selling, Rent vs Buy gives you the financial clarity you need.