Rento calculadora

Calculate the actual return on your real estate investments. Analyze cash flow, mortgage payments, taxes, and ROCE before buying an apartment to rent out.

Rento is the ultimate real estate profitability calculator, designed by and for investors looking to make smart decisions based on real data.

Avoid inaccurate calculations and last-minute surprises. With a dark, minimalist, and intuitive interface inspired by the highest aesthetic standards, Rento lets you accurately break down the viability of any rental property purchase.

What can you calculate with Rento?

• PURCHASE DATA: Enter the purchase price and select your state. Rento automatically applies the corresponding property transfer tax (ITP) rate, adding notary, registry, renovation, and real estate agency fees. • DETAILED FINANCING: Set up your mortgage by adjusting the loan-to-value (LTV) ratio, term in years, annual nominal interest rate, appraisal value, and administrative fees. • RENT AND ACTUAL EXPENSES: Set the estimated rent and enter community fees, property tax (IBI), and insurance (home, life, and rent default), along with key provisions such as maintenance costs and vacancy periods (5% annually recommended). • TAX IMPACT AND TAXES: Rento estimates your income tax bracket and applies the 50% tax deduction for residential rental, calculating the deductible depreciation of the property (3% formula).

Instant ratios and metrics you’ll receive: • ROCE (Return on Capital Employed) under Conservative and Optimistic scenarios. • Annualized Gross and Net Return. • Exact Annual and Monthly Net Cash Flow. • Complete breakdown of contributed equity (the actual initial capital required).

Analyze your next real estate investment with professional-level precision. Rento puts the power of an expert spreadsheet in your pocket with the simplicity of a state-of-the-art mobile app.