Home Buying & Moving Toolkit

Mortgage payments, affordability, rent vs. buy — all in one free calculator. Compare cost of living across 935+ U.S. cities, plus an 8-week moving checklist. No sign-in.

The all-in-one mortgage calculator, cost-of-living comparison and moving planner for first-time home buyers, renters weighing the rent vs. buy decision, and anyone planning a relocation — no sign-in, no subscription required.

Home Buying Calculators

Mortgage Calculator — monthly payment, full amortization schedule & total interest in seconds Affordability Calculator — your true max home price based on income, debt, DTI ratios & interest rate Rent vs. Buy Analyzer — year-by-year cost breakdown showing exactly when buying beats renting Extra Payment Calculator — see how much interest you save by paying $100–$500 more per month Compare Cost of Living in 935+ U.S. Cities

Side-by-side housing, food, taxes, healthcare, utilities & transportation Find cities where your salary goes further before you relocate Built for remote workers, job changers and retirees evaluating a move Utility Cost Estimator

Estimate electric, water, gas, internet & more by region and home size Know your real monthly cost of ownership — not just the mortgage payment Smart Moving Checklist

Pre-built timeline from 8 weeks out to move-in day Covers address changes, utility transfers, packing, and every key step in between Check off tasks and never let anything fall through the cracks Save & Share Scenarios

Store unlimited calculations — "City A vs City B," "15yr vs 30yr," "Rent vs Buy" Share results with your partner, real estate agent or financial advisor in one tap Why You'll Love It

Free to download — no account, no tracking, works offline One-time "Remove Ads" purchase available — no subscription, ever Lightweight, fast and private by design Download HomeBudget Toolkit and move forward with clarity and control.