Sparrow Budgeting

One number tells you if you can afford it. Simple envelope budgeting that actually works.

Can I buy this? Sparrow answers that question instantly. See your Safe-to-Spend number at a glance—the money you actually have left after bills and savings. No complicated budgets. No guilt. Just clarity.

Sparrow uses envelope budgeting (we call them Nests). Set aside money for rent, groceries, savings, whatever matters to you. Everything left over is your Safe-to-Spend. When that number is positive, you're good. Simple as that.

Features

• Safe-to-Spend dashboard | One number tells you what's available right now
• Nest budgeting | Organize money into categories that make sense for your life
• Bank sync | Connect your accounts via SimpleFIN for automatic transaction imports
• CSV import | Works with exports from most banks
• Smart categorization | Transactions get assigned to the right Nest automatically
• Scheduled expenses | Track upcoming bills so nothing sneaks up on you

Privacy first
Your financial data stays on your device. No account required. No ads. No data harvesting. Optional iCloud sync keeps your devices in sync, your data never touches our servers.

Terms of Use: https://sparrowbudgeting.app/terms Privacy Policy: https://sparrowbudgeting.app/privacy