Boring Budget

Envelope budgeting with automatic bank sync. Assign every dollar, track your goals, and see where your money actually goes.

Boring Budget makes budgeting simple by putting you in control of every dollar.

Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds.

FEATURES • Envelope budgeting — allocate every dollar into named budget envelopes • Bank sync — connect checking, savings, credit, and investment accounts via Plaid • Split transactions — divide a single purchase across multiple envelopes • Recurring detection — automatically surfaces subscriptions and recurring charges • Spend & save goals — set targets per envelope and track your progress • Allocation presets — assign transactions to your envelopes in one tap • Reports — visualize spending trends, category breakdowns, and year-over-year comparisons • Transfers — move money between envelopes without changing your total balance • Privacy mode — blur sensitive numbers when others are nearby • Dark mode — full dark theme support • Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption

New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real.

Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere.