Envelope: Budget Planner

Envelope is manual cash-envelope budgeting. We never see your money — your data stays on your iPhone. Give every dollar a job. Create envelopes for Groceries, Gas, Rent, Fun and more, assign each a monthly amount, and watch beautiful Activity-style rings deplete as you spend. No bank login. No Plaid. No server. No subscription rage. WHY ENVELOPE

• Pay once, own it forever. - Zero bank link, ever. Envelope never connects to a bank, never transmits transactions, and stores everything on your device. - Beautiful budget rings. See what's left at a glance; the ring goes red the moment you overspend. FREE
• Up to 3 envelopes
• Current month budgeting
• Manual spend entry with instant ring updates PRO (one-time $19.99 lifetime)
• Unlimited envelopes
• Full month-by-month history
• CSV import with on-device smart categorize — works with any bank export (Chase, BofA, Wells, Apple Card, Revolut, Wise). No Plaid, no OAuth, no login. - Goal and sinking-fund envelopes with targets
• CloudKit family sharing for a household budget PRIVATE BY DESIGN No analytics. No third-party SDKs. No tracking. The only network feature is optional iCloud sync for family sharing, which stays inside your own iCloud account. Manual budgeting, the way cash envelopes were meant to work — now on your iPhone.