Envelope: Budgeting & Banking Apple

Envelope: Budgeting & Banking

Your ultimate money manager

Overview

Rating:
4.70
(377)
Version:
1.42.460
Last updated: 2026-04-16
Ranking
#88,969 ▼ 2,306
Overall

Features & Capabilities

Envelope: Budgeting & Banking reinvigorates the classic envelope budgeting method in a modern app. Allocate funds with digital envelopes, monitor transactions in real time, and pursue clear savings goals with actionable insights.

Designed for both beginners and power users, Envelope offers separate virtual and physical cards, built-in joint accounts, a net worth tracker, a Protected Envelope for high-yield savings, and early paycheck access to help you stay ahead on bills.

User Growth & Download Statistics

By:
Envelope Money, Inc.
Rating:
4.70
(377)
Version:
1.42.460 Last updated: 2026-04-16
Version code:
884551401
Creation date:
2023-02-11
Compatible devices:
Size:
104.37MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-07-19
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Envelope Money, Inc.
Apple Apps Store
https://apps.apple.com/us/app/envelope-budgeting-banking/id6444296251
Website:
https://envelopebudgeting.com

User Reviews

Overall sentiment is highly positive. Reviewers see Envelope as a strong replacement for Simple Bank, offering real-time envelope-based budgeting with virtual cards, a clean UI, and deep budgeting controls. The platform’s responsive team and open roadmap are praised, and many note a life-changing reduction in financial stress. Common caveats include onboarding/verification friction, early-access status with rough edges, and mixed support experiences. Despite these caveats, Envelope is viewed as promising and continually improving.
Pros
  • Real-time envelope budgeting with per-envelope controls and virtual cards helps curb spending and provides real-time insight.
  • Acts as a strong Simple Bank replacement with a clean, modern UI and integrated budgeting/banking in one app.
  • Excellent support and a transparent roadmap; the team is responsive and actively incorporates user feedback.
  • Significant positive impact on finances and stress reduction; users report greater control and peace of mind.
  • Rich, flexible envelope system (color-coding, due dates, drag-and-drop, unlimited envelopes, virtual cards, checkbook) that supports detailed budgeting and spending organization.
Cons
  • Onboarding and KYC verification can be slow, opaque, or problematic, with delays and extensive personal information requirements.
  • The app is still in early access and not fully mature, with wrinkles and some features still under development.
  • Support experiences can be mixed, with some users reporting helpful support and others reporting unhelpful or inconsistent assistance.
Recent reviews
Finally, a bank that budgets the way I do. Automate your budget, know how much you can spend each paycheck - perfection. Life changing!
by Rs*****, 2026-06-24

This app has great features for a banking app and budgeting, it is however pretty plain looking.
by mr*****, 2026-06-19
View all user reviews ›

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