Envelope: Budgeting & Banking

Name: Envelope: Budgeting & Banking
Rating: 4.7 (362 reviews)
Author: Envelope Money, Inc.

By: Envelope Money, Inc.

Your ultimate money manager

Features & Capabilities

Envelope: Budgeting & Banking reinvigorates the classic envelope budgeting method in a modern app. Allocate funds with digital envelopes, monitor transactions in real time, and pursue clear savings goals with actionable insights.

Designed for both beginners and power users, Envelope offers separate virtual and physical cards, built-in joint accounts, a net worth tracker, a Protected Envelope for high-yield savings, and early paycheck access to help you stay ahead on bills.

User Growth & Download Statistics

App Payments Data Privacy & Security

By:

Envelope Money, Inc.

Rating:

4.70

(362) 3 new ratings

Version:

1.42.460 Last updated: 2026-04-16

Version code:

884551401

Creation date:

2023-02-11

Compatible devices:

Size:

104.37MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 89,413 ▲ 36

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Envelope Money, Inc.

Apple Apps Store

https://apps.apple.com/us/app/envelope-budgeting-banking/id6444296251

Website:

https://envelopebudgeting.com

User Reviews

Overall sentiment is highly positive. Reviewers see Envelope as a strong replacement for Simple Bank, offering real-time envelope-based budgeting with virtual cards, a clean UI, and deep budgeting controls. The platform’s responsive team and open roadmap are praised, and many note a life-changing reduction in financial stress. Common caveats include onboarding/verification friction, early-access status with rough edges, and mixed support experiences. Despite these caveats, Envelope is viewed as promising and continually improving.

Pros

Real-time envelope budgeting with per-envelope controls and virtual cards helps curb spending and provides real-time insight.
Acts as a strong Simple Bank replacement with a clean, modern UI and integrated budgeting/banking in one app.
Excellent support and a transparent roadmap; the team is responsive and actively incorporates user feedback.
Significant positive impact on finances and stress reduction; users report greater control and peace of mind.
Rich, flexible envelope system (color-coding, due dates, drag-and-drop, unlimited envelopes, virtual cards, checkbook) that supports detailed budgeting and spending organization.

Cons

Onboarding and KYC verification can be slow, opaque, or problematic, with delays and extensive personal information requirements.
The app is still in early access and not fully mature, with wrinkles and some features still under development.
Support experiences can be mixed, with some users reporting helpful support and others reporting unhelpful or inconsistent assistance.

Recent reviews

I feel like I willed this app into existence, with how perfectly its overall brief meets my needs. Using it BASICALLY works, but I’m hoping for things like Plaid-compatible bank logins, the ability to dictate how virtual cards show up in Apple Wallet, envelope cards being able to accept reverse debits (like an instant Venmo payment, for example) Still. Even with that, this is a tool I wished existed, and then found out it did. Keep up the good work.

by Mr*****, 2026-06-01

Saved our family finances. Best banking and budgeting took for families and individuals. Saved us.

by Ph*****, 2026-05-31

Initially got decline for signup - I tried again a couple weeks later - this time without taking any privacy measures with email or payment, and I got in. So far the experience is great and this has the best tech support imaginable (available with a text). Hoping they implement some kind of instant free transfer, like Zelle, and then this could be my main bank!