ZappExpense: Envelope Budget

Money, organized. Simple envelope budgeting that is 100% private. No account, no cloud, no tracking. Just you and a plan, right on your phone.

ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline.

Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click.

BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap

TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history

SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork

BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use

PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data

BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants

PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle

Your money, your rules. Download ZappExpense and start budgeting with confidence.

Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/