Curl Budget

Smart budgeting at half the price. AI categorization, spending alerts, and bank sync — try the demo free.

Take control of your spending — solo or together. Curl Budget connects to your bank accounts and uses smart automation to categorize transactions, track budgets, and keep you on pace.

A subscription is required for full functionality. Explore all features in a free demo workspace without a subscription.

SMART CATEGORIZATION • AI-powered categorization learns your spending patterns (opt-in) • Choose cloud or on-device AI for maximum privacy • Create custom rules with flexible matching logic • Select multiple transactions to bulk-edit categories and tags

BUDGETS THAT ACTUALLY WORK • Set budgets by category or tag with weekly, monthly, or annual periods • Envelope method: allocate income to categories, carry unused balances forward with rollover • Navigate between budget periods to review and adjust your spending plan • Get notified before you overspend, not after • See exactly how much you have left to spend

BUILT FOR FAMILIES & COUPLES • Share a workspace with your partner or family • Everyone sees the same transactions and budgets • Role-based permissions keep you in control

MULTI-CURRENCY • Set your preferred display currency for all reports and budgets • Track accounts in different currencies with automatic conversion • Auto-detects currency from your device locale

CRYPTO WALLET MONITORING • Track Bitcoin, Ethereum, and Solana wallet balances • Daily balance snapshots integrated into your net worth • Paste any wallet address — auto-detects the blockchain

GOALS & PROJECTIONS • Set savings goals and track your progress • Financial projections show where you're headed • Retirement planning with Monte Carlo simulations

NET WORTH & CASH FLOW • Track your net worth over time across all accounts • Cash flow projections based on recurring rules and history • See which rules contribute to each projected month

RECEIPT CAPTURE • Snap a photo or import from your library • Multi-page capture for long receipts (up to 10 pages) • OCR reads the amount and date automatically • Match receipts to transactions for record-keeping

ALERTS & NOTIFICATIONS • Daily summaries with new transactions and budget pace • Sync alerts when a bank connection stops working • Fraud alerts for unusual amounts, unfamiliar merchants, or atypical spending • Notification inbox keeps everything organized

RETURN TRACKING • Automatic refund detection linked to original purchases

POWERFUL INSIGHTS • Cash flow charts show income vs. expenses over time • Search and filter transactions by category, recipient, date, and more • Drill down from summaries to individual transactions • Spot trends and understand your financial habits

AUTOMATION THAT SAVES TIME • Automatic transaction imports from your banks • Import Apple Card and Apple Cash via FinanceKit (iOS) • Import OFX, QFX, and QBO files from other apps • Smart transfer detection between your accounts • Duplicate and double-charge detection • Split transactions across multiple categories • Recurring transactions spread across budget periods • Rules run automatically — set it and forget it

FLEXIBLE ACCOUNTS • Connect your bank through Plaid • Add manual accounts for cash or unsupported banks • Tag transactions for custom tracking and budgets

PRIVACY FIRST • We never see your bank credentials • Plaid handles authentication with bank-grade security • Your data stays yours

EARLY ACCESS Curl Budget grows intentionally — admitting new users daily. Try all features immediately in a free demo workspace.

SUBSCRIPTION PRICING • Start with a free trial — no commitment • Less than a Netflix subscription • You keep your subscription price forever • Full-featured — no paywalls for core functionality

Available in English, Spanish, Portuguese, and Russian. Supports dark mode.

Whether you're tracking solo or sharing finances in your household, Curl Budget gives you clarity without complexity.

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