Bountisphere: Budget Planner

Stop guessing. Start knowing. You use a calendar to plan your time — why not your money?

Bountisphere is the budget planner and money calendar that forecasts your cash flow, so you always know the one thing that matters: "Am I okay next week, next month, even next year?"

Most budgeting apps are a scoreboard for the past — telling you that you already spent too much on coffee. But looking backward doesn't calm your anxiety about tomorrow. You don't need another spending tracker. You need a plan.

Bountisphere projects your running bank balance up to 2 years into the future. Spot overdrafts before they happen, time your bills perfectly, and know exactly what's "Safe-to-Spend" today.

Built for everyday people tired of paycheck-to-paycheck stress, Bountisphere brings calm, clarity, and confidence back to your finances.

WHY SWITCH TO A MONEY CALENDAR?

• Plan Your Money, Don't Just Track It: See exactly what your bank balance will be based on your upcoming bills and income. No more doing "paycheck math" in your head.

• The "Calm Check-In": Stop logging into 5 different bank apps. See your complete financial picture in one tap, check your "Safe-to-Spend" number in seconds, and get on with your day.

• End "Bill Timing" Anxiety: You make enough money, but the timing is off. See the visual gaps between your paycheck and your bills so you can adjust before it becomes a problem.

POWERFUL NEW & CORE FEATURES:

• Secure Sync OR Manual Entry (NEW!): Securely link your checking, savings, and credit cards using bank-level encryption. Prefer to do it yourself? Easily add manual accounts to track unlinked loans, mortgages, or cash.

• Debt & Mortgage Simulators (NEW!): Stop guessing how to get out of debt. Use your real numbers to compare the Debt Snowball vs. Debt Avalanche methods, and see how an extra $50 a month can shave years off your mortgage.

• Smart Payment Prompts (NEW!): When you pay a credit card from your linked checking account, we'll automatically offer to update the balance to keep your forecast perfectly in sync.

• Upgraded AI Money Coach: Your private, 24/7 financial coach — grounded in your real transactions and updated with 2026 government economic benchmarks (BLS, Fed, IRS) for hyper-accurate, judgment-free advice.

• Shared Profiles for Couples & Families: Plan money together with a partner or household. Each profile stays organized and private to the people you invite.

• Goal Tracking: Set savings and debt-payoff goals backed by behavioral psychology that actually helps you stick with them.

• Money Mastery: Build your financial confidence with daily trivia and bite-sized lessons.

Download Bountisphere today. Plan your money. Ease your mind.

TRY BOUNTISPHERE FREE Download today and start your free 7-day trial to take your financial peace of mind anywhere. After your trial, continue forecasting your future for just $7/month or $70/year.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/