Just Got Paid

Personal Budget Hub turns your real numbers into a clear plan for what's coming — so you always know what's safe to spend today and where you'll stand weeks from now.

Most budgeting apps just categorize the past. Personal Budget Hub projects the future: it simulates your balance day by day across every account, paycheck, bill, and transfer, then flags the days you'd dip too low — early enough to do something about it.

CASH FLOW COMMAND CENTER • A running, day-by-day forecast of your real balances • See projected low points and shortfalls before they happen • Models paychecks, bills, transfers, and credit-card cycles

PLAN EVERY PAYCHECK • Assign bills to the paycheck that covers them • See what's left after each payday • Per-account schedules for when money actually moves

BILLS & INCOME, DONE RIGHT • Track bills and income with one-tap mark paid / received • Monthly checklist to verify everything cleared • Recurring schedules and reminders

CONNECT YOUR BANKS • Securely link accounts with Plaid • Auto-sync balances and transactions • Match transactions to your planned bills

CREDIT-CARD SMART FLOAT • See the best card to use and when to pay • Track statement balances and payment timing • Keep cash working without falling into interest

DEBT PAYOFF • Snowball or avalanche plans • Model extra payments and payoff dates • Import your balances to get started fast

REPORTS & INSIGHTS • Net worth, cash flow, spending, and more • Export to PDF, Excel, or Word • A day-by-day money log, past and projected

SHARE WITH YOUR HOUSEHOLD • Invite a partner or family member • Plan across everyone's accounts together

Your data is yours. Bank connections are handled securely through Plaid, and you can export or delete your data anytime.

Free to start. Optional Plus and Family plans unlock advanced planning.

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