Upstox Loans

Finance made fast, simple & seamless with Upstox Loans From unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKSV Securities Pvt. Ltd., we offer access to personal loans from trusted NBFCs and banks, through a fully digital and secure experience.

Example: Personal loan Amount: ₹2,00,000 Tenure: 36 months Interest Rate: 24% p.a. Processing Fee: ₹5,900 (incl. GST) EMI: ₹7,210 Total Interest: ₹79,546 APR: 26.5% Net Disbursed: ₹1,94,100 Total Repayment: ₹2,79,546

Lending Partner(s) All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. Currently partnered with:

InCred Financial Services Ltd 022-42117799 care@incred.com Chatbot: 8826272192 www.incred.com

What’s needed to apply for a personal loan? You may be asked to submit: Aadhaar & PAN for KYC Bank account details for disbursal A selfie for ID verification Additional documents may be requested based on your profile.

Eligibility Criteria for a Personal Loan Eligibility is determined by lending partners. Common requirements include: Indian citizens (age 21–65) Salaried or self-employed Meeting the lender’s income criteria A credit score aligned with the lender’s risk policy Repayment & Prepayment of Personal Loan EMIs are auto-debited from your registered bank account via eNACH Maintain a sufficient balance to avoid bounce charges Foreclosure or part-payment allowed (may attract additional charges as per lender’s policy) Secure & Transparent

Upstox is committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity.

Privacy Policy: https://upstox.com/terms-of-use-and-privacy-policy/

Ready to make your next move? Download the Upstox Loans App and get funds on the go—fast, flexible, and fully digital.