Upstart: Personal Loans + More

Name: Upstart: Personal Loans + More
Rating: 4.9 (33111 reviews)
Author: Upstart Network, Inc.

By: Upstart Network, Inc.

Money for moments that matter

Features & Capabilities

Upstart is a fast, transparent lending platform that connects borrowers to hundreds of lenders for personalized loan offers. You can check your rate in minutes with a soft credit inquiry, and funding can arrive in as fast as 24 hours after approval. Loans range from $200 to $75,000 and include personal loans, auto refinancing, debt consolidation, and the new Cash Line.

With side-by-side rate comparisons, easy online management, and 24/7 support, Upstart helps you borrow confidently without upfront fees or prepayment penalties. Millions of borrowers trust Upstart for transparent pricing and personalized terms based on your financial profile.

User Growth & Download Statistics

App Payments Investing Privacy & Security

By:

Upstart Network, Inc.

Rating:

4.90

(33,111) 971 new ratings

Version:

1.1.6 Last updated: 2026-06-03

Version code:

885824302

Creation date:

2023-10-23

Compatible devices:

Size:

81.97MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-06

Compare stats and ranking:

Ranking

# 8,022 ▲ 118

Other rankings

#17 in financing keyword 4 ▲ 5

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Upstart Network, Inc.

Apple Apps Store

https://apps.apple.com/us/app/upstart-personal-loans-more/id6450968733

Website:

https://www.upstart.com/

User Reviews

User sentiment is mixed. Many praise Upstart for speed, helpful support, and options for people with bad credit, including quick funding after approval and repeat usage. However, a cluster of recurring problems undermines the experience: login problems, malfunctioning payment flows and incomplete balance updates, broken links in emails, and confusing communications about loans and credit checks. Some reviews allege predatory practices or denial of credit despite low scores. Overall, Upstart is usable for some, but reliability and transparency concerns are common.

Pros

Fast and easy application process
Helpful customer service
Good option for rebuilding or low credit
Funds are processed quickly after approval
Repeat customers report reliable service over years

Cons

Login/sign-in issues on iPhone and other devices
Payment issues: balance not reduced after payment; inability to make partial payments; broken payment links
Broken communications and misleading links / confusion with Pathward
Perceived predatory lending and frequent loan denials for low scores
Inability to adjust due dates or repayment schedules within the app/website

Recent reviews

I understand times are hard, I get you need the help, but try to exhaust all options before you choose a loan servicer with such high interest rates. If you’re laid off, that won’t matter. If you need a financial hardship plan for a couple months, the following payment amounts will be crucial. Look at other opportunities, pick up a grocery store job, dash some food, anything before you sign on that line with Upstart. They will approve you, but it’s a DAILY accrued interest. You can sign for 8k, but by the time you pay it off you would have paid them 3-4x that amount. That’s a loan shark. It’s greed. Just be prepared if this is your only option. Best of luck.