StuCred

StuCred is India’s trusted real-time student credit app that provides short-term, interest-free loans to college students. It reports loan activity to credit bureaus to help you build a stronger CIBIL score, enabling financial independence with instant access to funds for emergencies, textbooks, or everyday expenses.

Features include a quick 5-step onboarding, expandable credit limits from ₹1,000 to ₹15,000, 24/7 access, RBI-regulated processing by an NBFC, and bank-grade security. Borrowers are supported by approachable customer care, with a clear emphasis on responsible borrowing and compliance with lending policies.