Schmidti Budget

Schmidti Budget organizes your finances into three categories: Budgets, Goals, and Reserves, then stays out of your way. No spreadsheets, no jargon, no learning curve.

The three categories:
 • Budgets: Monthly amounts for groceries, clothing, fuel, and everything else.
 • Goals: Savings goals like a new bike, a dream vacation, or furniture. • Reserves: Money for unexpected repairs, a broken washing machine, or a job change.

See where your money really goes:
 Add transactions in seconds. Schmidti shows you your history, your monthly progress, and how much breathing room you actually have right now.

Built for shared households:
 Share your budget with your partner or household. Every change appears instantly for everyone, so there's no more "Did you already log that?" Real-time sync across all devices.

No clutter, no ads, no tracking:
 Many budgeting apps pile on features until the essentials disappear. Schmidti does the opposite. We also don’t track you across other apps and we do not show ads.

Privacy first:
 • Your data is stored in the European Union.
 • We do not sell or share it with advertising networks.
 • You can delete your account, and all associated data, at any time in the app. Full privacy policy: schmidtibudget.com/en/privacy.