WayaCredit

WayaCredit provides quick, digital access to credit for Nigerian residents. Borrow from NGN 2,000 to NGN 100,000 with 91–365 day terms and APR 12–24%. No deposits or guarantees are required, and funds are disbursed directly to your bank. The platform emphasizes data privacy, an online application, and reminder notices to help you stay on track.

To apply, install the WayaCredit app from the App Store, register, and complete a few details—your funds will be sent to your account after approval. Eligibility is limited to Nigerian residents aged 18–55. The Chrome extension page offers quick access to loan details and support, including contact at support@wayacreditcash.com.