KwikPay Credit

KwikPay Credit has been a leading digital loan product in Nigeria since 2013, offering zero-paperwork, collateral-free loans with flexible repayment. This Chrome extension surfaces the key loan features—loan amounts from ₦5,000 to ₦5,000,000, APR up to 36%, no collateral, no hidden fees, and repayment based on income.

Loans are priced with a maximum APR tied to risk, and eligibility is influenced by your monthly income. For example, borrowing ₦50,000 at 36% APR over 62 days would require a total repayment of ₦53,056.