AidaCredit

AidaCredit is an instant Nigerian loan app backed by a licensed microfinance bank. It offers collateral-free personal loans with an online application, quick funding, and transparent terms under regulatory oversight.

Loan amounts range from ₦4,000 to ₦1,000,000 with repayment from 91 days to 12 months and APRs of 24%–36%. Example: ₦100,000 over 6 months costs ₦12,000 in interest. Funds are deposited directly to your bank account after approval.