Moolahfy

Moolahfy is a personal budget planner that helps you stay on top of your monthly bills while keeping your data in your control. Enter your bills and their due dates, and Moolahfy generates future entries automatically. As you pay each one, you check it off, so you always know how much you owe, who you owe it to, and when it is due.

The app gives you a clear picture of your finances at a glance. See how much is left after your bills are covered, review where your money goes with category breakdowns and spending trends, and look ahead with a cash flow forecast that projects your balance and warns you before it runs low. You can also track savings accounts toward your goals and plan how to pay down loans with a built in debt payoff planner. Optional reminders help you avoid late fees.

Privacy comes first. Moolahfy does not require an internet connection or access to your bank account. Your data is stored locally on your device and synced through your private iCloud, so your personal information stays with you. It is a clean, focused budgeting tool with no ads, no AI, and no in app purchases.