Money Manager, Planner: Savemo

A calm cash flow planner. See your income, bills, savings, and what's truly left — without bank linking, logging, or category fights.

Plan. Save. Relax.

Most budget apps make you track every coffee. Savemo doesn't.

Savemo helps you save first, then spend from what is truly left.

Savemo is a cash flow planner for people who just want to answer four questions: • How much do I earn? • What are my fixed bills? • What's left to spend? • How much should I be saving for what's coming up?

That's it. No categories to configure. No daily logging. No bank linking. Your data stays on your device and syncs privately with iCloud.

—————————————————————— WHAT SAVEMO DOES

• See your monthly cash flow at a glance — income in, bills out, and what's left to spend.

• Plan for future expenses. Add a vacation, a car repair, annual insurance, Christmas gifts, tuition. Savemo calculates exactly how much to save each month so nothing ambushes you.

• Organize your savings by bucket (Vacation, Car, Kids, Home, Emergency). Every goal has its own target date and its own monthly contribution. A kind of modern sinking fund — without the jargon.

• See your monthly plan ahead. Upcoming income, savings needs, and future events are laid out month by month so you can spot tight months before they happen.

• Catch annual bills before they catch you. Recurring events (yearly taxes, quarterly insurance, subscription renewals) quietly save in the background so nothing is ever a surprise.

—————————————————————— WHY SAVEMO (AND NOT A BUDGET APP)

• No bank linking. No account. No login. No tracking. Savemo works without handing over a single credential.

• No subscription required. Upgrade to Pro once and keep it forever — or pay a small annual fee. Your choice.

• Universal Apple app. iPhone, iPad, and Mac. Syncs privately via iCloud.

• Built for people who don't want to track every transaction. Savemo is about planning, not logging.

• Useful for households and irregular income. Add salary, partner income, freelance work, or one-time income and see how it changes the month.

—————————————————————— IF YOU'VE BOUNCED OFF…

YNAB and got tired of categorizing every coffee. Mint shut down and you've been looking. PocketGuard wanted your bank password and you said no. Monarch is great but costs more than you want to pay each month. Rocket Money keeps trying to negotiate your bills.

Savemo is the calmer alternative. Plan first. Track less. Keep your data.

—————————————————————— PRICING

• Free forever for up to 2 buckets. • Pro: unlimited buckets, recurring events, flexible savings strategies, export, custom themes. — One-time unlock: $12.99 — Annual: $9.99/year — 7-day full-access trial available.

—————————————————————— PRIVACY & DATA

All of your data is stored locally and syncs only through your personal iCloud account. Savemo collects no analytics, no telemetry, no personal data — ever. You don't even need an email address to use it.

—————————————————————— MADE FOR PEOPLE WHO…

• Want to know what's left after the bills, without spreadsheet overhead. • Are tired of apps that ask them to categorize every Amazon purchase. • Need a calmer relationship with money. • Have irregular income — freelance, partner income, side gigs. • Live outside the US and can't use bank-aggregation apps.

——————————————————————

Download Savemo. Plan one month. Breathe out.

Terms of Use: https://www.savemo.app/terms-and-conditions.html Privacy Policy: https://www.savemo.app/privacy-policy.html