Savio - Budget & Money Coach

Savio is the personal finance app that treats your money mindset as seriously as your money itself.

Most budget apps show you charts. Savio shows you patterns — why you overspend, what triggers financial anxiety, and how to break the cycle for good. Whether you're living paycheck to paycheck or already saving but feel like it's never enough, Savio meets you where you are.

YOUR COMPLETE FINANCIAL PICTURE Connect bank accounts, e-wallets, credit cards, and investments across 11 currencies. See your net worth, daily spending pace, and what's due today — all in one place.

BUDGETS BUILT AROUND YOUR VALUES Create budgets across 40+ categories and tag each one: survival, joy, obligation, or regret. Understand not just what you spend — but why. Real-time alerts keep you aware without the guilt.

SAVINGS GOALS WITH A REAL JOURNEY Choose your path: set a target date and let Savio calculate your monthly amount, or set a monthly savings amount and watch your finish line appear. Track progress through 4 stages — The Start, Momentum, The Grind, and The Victory.

AI FINANCIAL COACH — 24/7 Ask Savio anything about your money. Get coaching based on your actual financial data — not generic advice. Savio adapts to your comfort level, nudges you gently when you overspend, and celebrates when you hit milestones.

DEBT TRACKER Track credit cards, personal loans, and liabilities. See due dates, balances, and your projected payoff date. Every payment gets you closer to freedom.

BEHAVIORAL FINANCE, BUILT IN Savio draws from behavioral finance principles to surface patterns you might not notice yourself — lifestyle creep, emotional spending, the "I'll save next month" trap. Real coaching, not just data.

DAILY CHECK-INS & HABIT STREAKS Start each day with a quick emotional check-in and three simple financial habits. Small consistency compounds into real change.

BUILT FOR SOUTHEAST ASIA Full support for banks and e-wallets across the Philippines, Singapore, Malaysia, Indonesia, and Thailand. 11 currencies. English and Tagalog.

YOUR DATA STAYS YOURS Encrypted storage, Firebase authentication, and a privacy mode that hides all amounts in public. No ads. No data selling. Ever.

FREE TO START • Free — Accounts, budgets & goals + 5 daily AI chats • Saver — More features + proactive AI nudges • Pro — Unlimited AI access + advanced insights

Download Savio and start building a healthier relationship with money today.

For Terms of Use (EULA): https://meetsavio.com/terms