Pay Off Debt by Jackie Beck Apple

Pay Off Debt by Jackie Beck

Your best debt payoff plan

Overview

Rating:
3.60
(34)
Version:
3.3.5
Last updated: 2019-09-27
Ranking
#254,386 ▼ 2,204
Overall

Features & Capabilities

Whether you want to use the debt snowball method, a debt avalanche, or pay off debt in any order at all, the award-winning app Pay Off Debt by Jackie Beck can help keep you motivated and moving to debt freedom.

Over 53,000 users can’t be wrong.

As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!”

If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life.

You can go from uncertainty, stress, and worry to doing the things YOU want to do. Guilt free. I know, because my husband and I paid off over $147,000 and are now completely debt free. You can do the things that matter to you too.

▶ ABOUT PAY OFF DEBT:

It’s different from the others -- not just because it's been around since 2009 and reached the #1 Financial app multiple times.

It's different because you don't JUST get the app. You also get someone who is on your side; someone who wants to see you succeed and reach the FREEDOM that awaits. I have helpful articles at JackieBeck.com, offer free email tips, and reply to your questions and comments.

I don't bombard you with ads or try to sell you loans or credit scores in the guise of helping the way some do.

▶ WHAT OTHERS SAY ABOUT THE APP:

"The greatest thing since "Total Money Make Over". I absolutely love this app! It helps me stay motivated to keep that snowball rolling! AND instead of trying to come up with the words to explain it to my husband this app did it for me. He is 100% on board with dumping debt now!" -Steph

"I just paid off my first debt thanks to this app! I swear being able to watch my % increase and my amount due decrease really helped me stick to the snowball plan. Just mailing monthly checks, and reading the statements isn’t as rewarding as this plan. Now paying off my debt feels better than shopping!" -Berryhappy

"Unique way of knowing exactly what you owe and how much is left to pay. No other app does this as smooth and perfect as this one. Lots of different features and customer service is great!" - J_019

▶ WITH PAY OFF DEBT YOU CAN:

• Stay motivated by seeing your planned debt-free date and visualizing your progress.

• Pay off debts using the order and method that works best for you

• Compare & contrast how long it'd take to pay off your debt with different scenarios, and find out how much of a difference even a small extra payment might make. (You can make changes at any time.)

• See exactly how far you’ve come by viewing the payment history for each debt.

• Record payments several ways. For flexibility, you can record payments that are different from the regular minimum payment and record payments frequently.

• Avoid worry. Pay Off Debt doesn’t connect to your accounts or move money around for you. Instead, you do the behaviors that will help you become debt free.

• Have confidence. Pay Off Debt shows you amortization tables and a summary of your debt as a whole, and lets you make notes. It takes it all into account: interest rates, starting & current balances, your planned monthly payment, payment recorded dates, estimated time left, and even taxes & insurance (escrow) when adding a Mortgage/HELOC type debt.

• Work together with your spouse and/or an accountability partner. (You can email your info to up to 4 emails and share your debt snowball across devices if you’re using the same Apple ID.)

• Use additional features, like choosing the currency you want, password protection, etc. See https://www.jackiebeck.com/pay-off-debt-app-info/ for the full list.

▶ DOWNLOAD PAY OFF DEBT NOW & HEAD TO FINANCIAL FREEDOM!

(If you have questions or ideas, please email me at jackie@jackiebeck.com.)

User Growth & Download Statistics

App
By:
Parallel Focus LLC
Rating:
3.60
(34)
Version:
3.3.5 Last updated: 2019-09-27
Version code:
830131216
Creation date:
2009-04-02
Compatible devices:
Size:
111.42MB
Price:
4.99
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-07-18
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Parallel Focus LLC
Apple Apps Store
https://apps.apple.com/us/app/pay-off-debt-by-jackie-beck/id308554006
Website:
https://www.jackiebeck.com/pay-off-debt-app-info/

User Reviews

Overall, users praise the app for its simple, motivating debt-tracking approach with snowball planning and payoff-date estimates, and its ability to sync across iPad and iPhone. However, stability issues are recurring: crashes during setup, failures to open after updates, and data/graph problems that prevent balances and history from updating correctly. Some UI glitches (scrolling, orientation on iPad) further hamper use. When it runs smoothly, the app is easy to use and a strong motivational tool for paying off debt, but reliability needs fixes.
Pros
  • Easy to use and straightforward for tracking debt.
  • Highly motivating with visible progress and payoff date estimates.
  • Snowball configuration and amortization planning features.
  • Visual progress charts and debt payoff timeline.
  • Syncs across iPad and iPhone for data consistency.
Cons
  • Frequent crashes and instability, especially when configuring snowball or entering new debts.
  • App fails to open or crashes on launch after updates.
  • Data accuracy issues: balances not updating or not reflecting actual balances; history not updating.
  • Graph/visuals broken after updates (e.g., black bars, not displaying correctly).
  • UI/navigation glitches: history scrolling resets, and iPad orientation support is limited.
Recent reviews
Like the straightforward simple app but it crashes when you try to configure the type of snowball and it does not let you scroll through payment history. Glitchy!
by mn*****, 2024-11-29

The App is acting up… crashing when configuring the snowball under settings, not updating payments in the history, not providing a payoof date time when adding new debts… If it works as it’s supposed to I would rate it a five star App!! Please fix it!!!
by Ma*****, 2023-10-31
View all user reviews ›

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