CreditO - loan manager

Your loan manager

CreditO is the all-in-one app that helps you clearly and neatly manage all your financial commitments: mortgages, personal loans, financing, leasing, revolving cards, and installment payments. With a modern and intuitive interface, CreditO allows you to monitor installments, due dates, interests, and remaining balances — with automatic notifications, advanced charts, and secure synchronization through iCloud.

Complete Installment Management Create individual records for every type of financial commitment: • Home mortgage • Car leasing • Purchase financing • Personal loans • Credit cards with installments

Advanced Analysis and Charts • “Installment Trend” chart showing payment history and remaining balance. • “Debt Distribution” chart to visualize how each loan contributes to your total debt. • “Timeline Projection” chart displaying upcoming payment forecasts. • Summary Dashboard:  • Total monthly installments  • Overall remaining balance  • Completion percentage of each plan

Smart Notifications • Automatic reminders before each payment due date.

iCloud Synchronization • All data is automatically synced across your iOS, iPadOS, and macOS devices. • Continuous backup and automatic recovery in case of reinstallation. • No external servers — your data stays private and secure on iCloud.

Financial Intelligence • Automatic calculation of APR and total interest based on remaining balance. • Early payoff simulator — enter a date to see how much you could save. • Alerts in case of overlapping payments (e.g., too many installments on the same day).

Modern and Customizable Interface • Custom icons for each financing type.

Security • All data is stored locally and on iCloud with full encryption. • Access protected with Face ID or Touch ID. • No data sharing with third parties — total privacy.

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