Bread Financial

Name: Bread Financial
Rating: 4.8 (136035 reviews)
Author: Bread Financial Holdings, Inc.

By: Bread Financial Holdings, Inc.

Manage Your Comenity Cards

▶

Features & Capabilities

The Bread Financial app puts managing your Comenity credit cards at your fingertips. Activate your cards, view statements, add an authorized user, enroll in paperless statements, and request a credit limit increase—all in a secure, convenient interface. Sign in with the same username and password you use for Account Center to access your accounts.

Make payments with ease—schedule one-time payments, set up autopay, review payment history, and edit or delete scheduled payments. Track your rewards and redeem them on your terms. Stay on top of things with alerts, lock or unlock your cards, and transfer balances to another account. If you need help, use the Secure Message Center to contact support. Note: Bread Savings is a separate app, but Bread Financial handles credit card management here.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Bread Financial Holdings, Inc.

Rating:

4.80

(136,035) 2,720 new ratings

Version:

5.5.2 Last updated: 2026-05-18

Version code:

885665976

Creation date:

2023-07-05

Compatible devices:

Size:

97.35MB

URLs:

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-07

Compare stats and ranking:

Ranking

# 2,752 ▲ 50

Other platforms

Bread Financial (v5.5.2)

823,030 4.70

(33,134)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Bread Financial Holdings, Inc.

Apple Apps Store

https://apps.apple.com/us/app/bread-financial/id1600495551

User Reviews

Reviewers praise Bread Financial for consolidating accounts and ease of use when it works, but repeatedly report serious reliability issues. Common themes include frequent outages and glitches, login/sign-in problems, payment processing failures and auto‑pay interruptions that trigger late fees, difficulty linking multiple Bread accounts, and billing charges and slow customer support. In short, the app is valuable when it runs smoothly, but stability and a reliable payment flow are the biggest pain points.

Pros

Consolidated access to all Bread Financial accounts in one app to view statements and make payments.
Easy to use and intuitive when the app is functioning properly.
No need to authenticate every time to pay.
When it works, it's an excellent financial app for payments and statements.

Cons

Frequent outages, glitches, and maintenance downtime; the app is often unavailable when trying to make payments.
Persistent sign-in/login problems and password reset loops preventing access.
Payment processing issues: saved payment methods rejected, automatic payments stop working, leading to late fees or confusion.
Difficulty linking all Bread Financial accounts automatically; manual addition is often required and single sign-on is lacking.
Crashes or unresponsive behavior (blanks screens, won’t open) and confusing billing charges (monthly e-bill fee and occasional late fees).

Recent reviews

Cada vez que ingreso pide que se actualice la aplicación usando datos móviles .. es como un robo porque no hay motivo que pida actualizarse cada vez que se ingresa a la aplicación