Koko: Buy now pay later

Buy Now Pay Later with Koko With Koko, you can shop at your favourite retailers and split the cost into 3 easy interest-free instalments. You can make instalment payments using your debit or credit card.

Browse the latest stores and get all the shopping inspiration you need with your favourite brands.

HOW DOES KOKO WORK? Download the mobile app & sign up to start exploring! Shop fashion, beauty, and home and pick out what takes your fancy. Browse stores & brands, fill your cart, and choose the payment option Koko at checkout. Pay in 3 easy instalments with Koko online or in-store. Koko is accepted; online and offline Pay the first instalment straight away - then the remainder every month. Remember, no fees when you pay on time. Always interest-free. We give you transparency to know your payment limits and manage your orders.

THE ALL-IN-ONE SHOPPING APP Koko is with you wherever and whenever you need it. Koko has got your back. Keep you up to date with your upcoming instalment and the latest and greatest shopping experience.

KOKO IS HERE TO HELP YOU ANYWHERE, ONLINE OR IN-STORE Install our app and use Koko anywhere you shop—whether online or in-store. Make your first instalment payment and complete your purchase.

TAKE CONTROL OF YOUR PURCHASES Easily manage existing orders, reschedule future payments, change your payment methods, and get notifications ahead of your next payment in the app.

FINANCIAL FREEDOM Koko helps you take control of your financial future, spend responsibly, and achieve financial freedom. Split all your payments into 3 easy interest-free payments to get all the things you need with Koko.

Available on both debit and credit cards. No processing or hidden fees. Always interest-free.