OnePay – Mobile Banking

Name: OnePay – Mobile Banking
Rating: 4.9 (385362 reviews)
Author: One Finance, Inc.

By: One Finance, Inc. App

Bank. Borrow. Build Credit.

Overview

Version:

5.82.0

Last updated: 2026-07-14

Features & Capabilities

OnePay – Mobile Banking is a comprehensive finance app that lets you bank, borrow, and build credit. Earn OnePay Points on purchases and redeem them as deposits into a OnePay Cash account or other rewards options, per the rewards terms. Features include direct deposits, Cash+ tier options, and a Builder Card that reports activity to the credit bureaus to help build credit.

Powered by a Mastercard-based rewards program, OnePay offers cash back, overdraft options, and spend-based rewards. This app is designed for users 18+ and is subject to terms and eligibility. Explore banking, lending, and credit-building in one secure mobile experience.

User Growth & Download Statistics

App Payments

By:

One Finance, Inc.

Rating:

4.90

(385,362) 9,088 new ratings

Version:

5.82.0 Last updated: 2026-07-14

Version code:

888167486

Creation date:

2020-03-25

Compatible devices:

Size:

188.71MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-07-24

Compare stats and ranking:

Ranking

# 1,074 ▲ 16

Other rankings

#13 in paypal keyword 34 ▲ 1#22 in walmart keyword 12 ▼ 1#36 in cashapp keyword 1 ▼ 5#61 in cashback keyword 53 ▼ 13#83 in financing keyword 5 ▼ 24

Other platforms

OnePay – Mobile Banking (v5.82.0)

9,026,576 4.75

(187,738)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

One Finance, Inc.

Apple Apps Store

https://apps.apple.com/us/app/onepay-mobile-banking/id1494523953

Website:

https://onepay.com

User Reviews

Users praise OnePay for its ease of use and robust features, including cashback and credit-building tools. However, recurring issues include reliability problems, inconsistent rewards, and weak customer service. Some features are limited (Discover acceptance, Apple Pay transfers), detracting from the otherwise strong value proposition.

Pros

Very user-friendly and intuitive interface
Cash back and rewards
Credit-building tools and potential credit score improvements
Rich feature set including card management, transfers, and investing

Cons

Reliability issues: frequent crashes, force closes, and occasional outages requiring reinstall
Rewards and cashback are not always credited or are inaccurate
Poor or unhelpful customer service
Limited card acceptance (Discover not supported)
Apple Pay integration/transfer issues and related limitations

Recent reviews

I highly doubt not recommend vanilla gift card . I purchased to do online shoooing and I was able to do two small orders before my card was out on hold . I call their 1-800 number to to find out I have to now wait 7-10 days cause they put a hold on my card. They did this not me and I don’t have access to my money. Cant do a e-card or expedite it over night both are not a option . Neither can I talk to a manager Thats not an option either . Never ever have i had this issue with Amy other card . Back to green dot, PayPal chime cash app . Something . Vanilla sucks amd I do not recommend it to any one . Expedite over night or a manager be a option

by Ma*****, 2026-07-13

I chose the option to get pts for gas this month. I’m Very short on funds this month. Only getting $30 worth of gas. So I go to WM that’s where one card is from right? Got $30 worth of gas, 90 points and they placed a Hold on $100! it’s going on 14 days!!! They try to blame on WM! I have called & Called! Still don’t have my $100! Don’t buy gas with your One card! They keep your money! I would rate a “0” if there was an option!