OnePay – Mobile Banking

Name: OnePay – Mobile Banking
Rating: 4.9 (404741 reviews)
Author: One Finance, Inc.

By: One Finance, Inc. App

Bank. Borrow. Build Credit.

Overview

Version:

5.86.2

Last updated: 2026-08-12

Features & Capabilities

OnePay – Mobile Banking is a comprehensive finance app that lets you bank, borrow, and build credit. Earn OnePay Points on purchases and redeem them as deposits into a OnePay Cash account or other rewards options, per the rewards terms. Features include direct deposits, Cash+ tier options, and a Builder Card that reports activity to the credit bureaus to help build credit.

Powered by a Mastercard-based rewards program, OnePay offers cash back, overdraft options, and spend-based rewards. This app is designed for users 18+ and is subject to terms and eligibility. Explore banking, lending, and credit-building in one secure mobile experience.

User Growth & Download Statistics

App Payments

By:

One Finance, Inc.

Rating:

4.90

(404,741) 6,880 new ratings

Version:

5.86.2 Last updated: 2026-08-12

Version code:

889670579

Creation date:

2020-03-25

Compatible devices:

Size:

183.64MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-13

Compare stats and ranking:

Ranking

# 1,015 ▲ 23

Other rankings

#11 in paypal keyword 34 ▲ 1

#16 in walmart keyword 13 ▲ 3

#31 in cashapp keyword 1 ▼ 8

#58 in override keyword 11 ▲ 6

#66 in overdrive keyword 5 ▼ 4

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For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

One Finance, Inc.

Apple Apps Store

https://apps.apple.com/us/app/onepay-mobile-banking/id1494523953

Website:

https://onepay.com

User Reviews

Users praise OnePay for its ease of use and robust features, including cashback and credit-building tools. However, recurring issues include reliability problems, inconsistent rewards, and weak customer service. Some features are limited (Discover acceptance, Apple Pay transfers), detracting from the otherwise strong value proposition.

Pros

Very user-friendly and intuitive interface
Cash back and rewards
Credit-building tools and potential credit score improvements
Rich feature set including card management, transfers, and investing

Cons

Reliability issues: frequent crashes, force closes, and occasional outages requiring reinstall
Rewards and cashback are not always credited or are inaccurate
Poor or unhelpful customer service
Limited card acceptance (Discover not supported)
Apple Pay integration/transfer issues and related limitations

Recent reviews

You can now load cash for free at any Dollar General, CVS, and Family Dollar as well as at any Walmart. Although, the minimum load is $1 at Walmart, the minimum when I tried at CVS had to be $20. But, still, my favorite FinTech Banking experience.

by Jo*****, 2026-08-11

I keep getting emails that my card will arrive on a certain day and I’ve never received a card. Somehow Walmart pharmacy has it on file even though I don’t have a card and that’s troubling