Perpay - Shop and Build Credit

Name: Perpay - Shop and Build Credit
Rating: 4.9 (11515 reviews)
Author: Perpay, Inc.

By: Perpay, Inc.

Shop, pay later, build credit

Features & Capabilities

Perpay helps you shop now and pay later with up to $1,000 to spend via the Perpay Marketplace. You repay over time with no interest or fees, and you can choose to have your payment history reported to all three credit bureaus to build credit.

The Perpay Credit Card offers up to a $1,000 credit line with 2% rewards and no impact on your credit score to apply, no security deposit, and no annual fee. Perpay is a certified B Corp advancing an inclusive, equitable economy.

User Growth & Download Statistics

App Shopping Payments

By:

Perpay, Inc.

Rating:

4.90

(11,515) 452 new ratings

Version:

3.8.0 Last updated: 2026-06-15

Version code:

886839024

Creation date:

2018-10-20

Compatible devices:

Size:

38.67MB

URLs:

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-30

Compare stats and ranking:

Ranking

# 16,073 ▲ 346

Other rankings

#11 in financing keyword 5 ▼ 3#16 in payments keyword 20 #94 in shop keyword 53 ▼ 4

Other platforms

Perpay - Shop and Build Credit (v3.8.2)

2,459,131 4.87

(11,456)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Perpay, Inc.

Apple Apps Store

https://apps.apple.com/us/app/perpay-shop-and-build-credit/id1421276642

User Reviews

Most reviews praise Perpay for helping users build credit and providing a convenient buy-now-pay-later experience with a broad product selection and fast home delivery. Users value easy payment options and payroll-based deductions. However, several reviews flag drawbacks: pricing and taxes can be higher than elsewhere, customer service quality can be inconsistent, and some items aren’t available or orderable due to marketplace limits. Overall, Perpay is seen as useful for credit building and practical shopping, but potential users should weigh costs and inventory limitations.

Pros

Builds credit score / credit-building capability
High convenience: easy shopping, buy now pay later, home delivery
Wide product selection / marketplace with items you can't normally afford
Fast shipping / quick delivery to your door
Payments can be deducted from your paycheck / easy payment management

Cons

Pricing and taxes can be high; some items cost more than on other sites
Customer service can be inconsistent; some reviews report poor support while others praise it
Limited marketplace availability; some items are unavailable or not orderable

Recent reviews

I have enjoyed the card but not happy with how slow the increase in credit occurs. I have had the card for months- paying weekly and I have had no increase.