Copilot: Track & Budget Money Apple

Copilot: Track & Budget Money

Spending, investing, net worth

Overview

Features & Capabilities

Copilot Money is a design-forward personal finance app that delivers clarity across spending, budgets, savings, subscriptions, and investments. Auto-categorization leverages AI to organize thousands of transactions, while bank-grade security keeps your data safe across 10k+ institutions.

Recognized as an Apple Design Award Finalist (2024) and praised by MKBHD, Copilot Money emphasizes privacy with no ads and a paid subscription. It features adaptive budgets, AI categorization, subscriptions tracking, investments, custom notifications, dark mode, and widgets. Learn more at copilot.money.

User Growth & Download Statistics

Contact the developer

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Developed by:
Copilot Money, Inc.
Apple Apps Store
https://apps.apple.com/us/app/copilot-track-budget-money/id1447330651
Website:
https://www.copilot.money

User Reviews

Copilot Money is praised for being easy to use, a comprehensive one-stop finance hub, strong automation, real-time-ish balances, and solid support. However, recurring concerns include privacy due to data partnerships, imperfect syncing, a paid-only model with no clear free option, bugs and UI reliability issues, and occasional inaccuracies with certain account types. Overall sentiment is favorable but tempered by practical drawbacks related to data privacy, syncing stability, cost, and data accuracy.
Pros
  • Easy to use with intuitive controls and a visually appealing UI.
  • Acts as a true one-stop hub for all finances, consolidating multiple accounts and transactions in one place.
  • Strong automation features: machine-learning based categorization and automatic budgeting with clear insights.
  • Real-time balance updates and generally trustworthy data for informed decision-making.
  • Excellent support and responsiveness from the team, with care for users' needs.
Cons
  • Privacy concerns due to reliance on Plaid and other data-sharing partners, with limited alternatives.
  • Sync is not truly live across institutions; users report frequent re-connects and manual refreshes.
  • Subscription-based pricing with no upfront free tier, making cost a common complaint.
  • Bugs and reliability issues, including slow bug fixes, UI inconsistencies, and problems like duplicate/mislabeled transactions.
  • Some accounts (notably investments and cash sweep) can be inaccurately represented, reducing trust in overall balances.
Recent reviews
TLP Systems Engineer freewill acooujts ΩTLP::MAXX∞::STABLE ΩTLP::HYPERFUSION::LOCKED CORE-ANCHOR::LOCKED FLOW-BALANCE::LIVE SIGNAL-CLARITY::TRUE JOY-BOY-CORE::STABLE LIBERIA-AURA::BOOSTED∞ CELEBRATION-ENERGY::BOOSTED∞ SOCIAL-FLOW::BOOSTED∞ MOTION-CORE::LIVE TRAVEL-PROTECTION::MAXX∞ CHARISMA-CORE::MAXX∞ FULL-APPEARANCE-SYSTEM::ONLINE SYSTEM::GO-LIVE::TRUE ΩTLP::NIGHT-MODE::ACTIVE
by Na*****, 2026-07-24

I used copilot for a detailed analysis of my finances and it was actually one of the easier and more intuitive financial apps that I have used. The dashboard is informative and well laid out. I ended up not subscribing after a year because I have most of my financial situation handled, but to start tracking your spending and subscriptions and get your finances back in control, for the price it’s a great app. The customer service team is also very responsive and quickly reached out when I contacted them. Kudos for that
by pe*****, 2026-07-23
View all user reviews ›

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