Step: All-In-One Money App

Name: Step: All-In-One Money App
Rating: 4.7 (81526 reviews)
Author: Step Mobile Inc.

By: Step Mobile Inc. App

Build, Spend, Save, and Borrow

Overview

Version:

26.14.0

Last updated: 2026-08-17

Features & Capabilities

Step is an all-in-one money app that helps you build credit for free, earn cashback on every purchase, and borrow up to $250 with EarlyPay—no interest.

With savings rewards up to 3% (FDIC-insured up to $1M), fraud protection, merchant blocking, and a widely accepted Step Visa Card, Step empowers millions to save, spend wisely, and pursue financial independence.

User Growth & Download Statistics

App Payments Investing Privacy & Security Education

By:

Step Mobile Inc.

Rating:

4.70

(81,526) 72 new ratings

Version:

26.14.0 Last updated: 2026-08-17

Version code:

889882261

Creation date:

2019-02-01

Compatible devices:

Size:

243.44MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-29

Compare stats and ranking:

Ranking

# 4,334 ▼ 2

Other rankings

#32 in grant keyword 2 ▲ 3#40 in cashapp keyword 1 ▲ 7#41 in money keyword 23 ▼ 2

Other platforms

Step: All-In-One Money App (v26.13.0)

3,575,720 4.36

(32,067)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Step Mobile Inc.

Apple Apps Store

https://apps.apple.com/us/app/step-all-in-one-money-app/id1438006983

Website:

https://step.com

User Reviews

Overall, users experience a mix of strong credit-building features and a solid digital banking experience, tempered by reliability and service issues. Many appreciate the app's ability to manage money, monitor credit scores, and access diverse features, with some reporting 700+ scores and earlier credit history benefits. However, widespread feedback highlights poor customer support, account suspensions/closures, and onboarding difficulties. Fee concerns (membership and cash-advance costs) and ATM access problems also recur. The app shows promise, but sustained reliability and responsive support are needed to improve user trust.

Pros

Positive overall user satisfaction; many users say they love the app and would recommend it.
Credit score building and tracking features, including helping teens build history and achieving high scores.
Comprehensive digital banking features (spending, saving, budgeting, and borrowing) with a user-friendly interface.
Reliable and easy-to-use for managing money and monitoring transactions.

Cons

Poor/slow customer support and unhelpful handling of issues.
Accounts sometimes get suspended or closed with little guidance.
High cash-advance fees and membership costs; confusing fee structure.
Not enough ATMs / ATM location issues.
Onboarding and child-account setup can be confusing with incomplete instructions.

Recent reviews

Step has been a great tool to use as a teenager. With building my credit to always being reliable for me to use!

by At*****, 2026-08-13

I was banking with them for 6 years and got the Step black for $4.99 someone did unathorized charges to my account I reported it as disputes Step later on closed my account and no updates on the disputes whst a ridiculous app after banking with them for so long !