Plinqit

Plinqit is a free savings app that pays you to save and learn about money. Partner institutions compensate you to learn about topics like buying your first home, building credit, and early investing. Link your checking account securely, set a goal, and watch your savings grow as you save more and invite friends.

Best of all, Plinqit is free to use. There are no ongoing fees unless you withdraw funds before completing your goal, and you can opt into a self-selected withdrawal penalty. With 256-bit encryption and FDIC insurance up to $250,000, your money stays safe as you save toward vacations, cars, emergencies, or other goals.