Updraft

Updraft helps you lower loan costs with a clear path to repayment while protecting your creditworthiness. You can check eligibility without impacting your score, avoid overpayment fees, and follow a payoff plan with no minimum payment traps. Our privacy-first approach keeps your data secure, and Updraft is FCA regulated.

Key features:

• Updraft Credit (subject to approval — Representative 22.9% APR)
• Free Credit Report
• Spend Tracking
• Money Talks (UK-based support)

Updraft has been recommended by Forbes, The Times, Daily Mirror, Yahoo Finance, and The Guardian, and was nominated for three British Banking Awards in 2023.