CreditU

Name: CreditU
Rating: 4.9 (984 reviews)
Author: American Consumer Credit Counseling, Inc

By: American Consumer Credit Counseling, Inc

Budgeting & Financial Literacy

Features & Capabilities

CreditU, brought to you by American Consumer Credit Counseling (ACCC), helps thousands transform their financial future by easing debt and improving budgeting. The app provides advanced debt analysis, personalized budget plans, and real-time progress tracking to help you take control of your money anywhere.

It seamlessly integrates with ACCC’s Debt Management Plan (DMP) for current participants and offers insights for those exploring the program. With strong encryption and privacy protocols, CreditU keeps your data secure while you work toward a more secure, prosperous financial life.

User Growth & Download Statistics

App Education Privacy & Security Data Task Management

By:

American Consumer Credit Counseling, Inc

Rating:

4.90

(984) 2 new ratings

Version:

1.0.19 Last updated: 2026-05-19

Version code:

885827099

Creation date:

2024-01-05

Compatible devices:

Size:

253.96MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-07

Compare stats and ranking:

Ranking

# 57,367 ▲ 3

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

American Consumer Credit Counseling, Inc

Apple Apps Store

https://apps.apple.com/us/app/creditu/id1663259146

Website:

https://www.creditu.org

User Reviews

Users consistently praise CreditU for compassionate, responsive support and real debt relief—lower interest rates, payoff progress, and debt consolidation. The program's flexibility and an easy-to-use app are major positives. Credibility is reinforced by NFCC approval and solid ratings. A minority note initial skepticism about legitimacy, but overall experiences are highly positive with many reporting life-changing financial improvements and a smooth, stress-free process.

Pros

Excellent, empathetic customer service from staff across the team (e.g., Arthur, Joaquin, JoJo, Kim, AJ) who are described as patient and supportive
Tangible debt relief: accounts paid off, lower interest rates through debt management, and overall payoff progress
High flexibility: easy to reschedule start dates and adjust payment dates to fit life events
Convenient app and dashboard for monitoring progress and keeping on track
Strong credibility: NFCC-approved with positive industry ratings

Cons

Some reviewers mention initial skepticism about the company's legitimacy, though trust is quickly established

Recent reviews

very

by ne*****, 2026-04-24

I enrolled in a program 5 years ago to pay off two credit card accounts. After getting off the phone with ACCC, it has been confirmed that both accounts have been paid off in full. When one account was paid off in January, I continued making the same payments, and it was seamlessly then all applied to the second account, resulting in a pay off two months earlier than expected. I am so relieved to have completed the program and also feel grateful for the flexibility that they had on the rare occasion that I had to switch a payment date by a few days throughout the years.